FTC vs. freecreditreport.com

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cbass1017

Joined: 01 Feb 2008
cbass1017's page
Posts: 143
Location: PA

1528 Magic Points

Subject: FTC vs. freecreditreport.com

Thu Apr 02, 2009 12:06 am

hello all,

has anyone seen the new ads on TV where the Federal Trade Commission is mocking freecreditreport.com's commercials? It's great! I have been a long time hater of freecreditreport.com. I just never understood how they could say it's free when ultimately you are having to pay for something to get it.

Just wanted to share...
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Scott McKay
FreeOnlineCreditGuide.com

carol

Joined: 27 Jun 2006
carol's page
Posts: 1307
Location: Los Angeles, California

29555 Magic Points

Thu Apr 02, 2009 1:55 am

Yes, as far as I know, there is a trial period of getting the free credit report and score from Experian after which normal charges applies. However, if you come out of the program within 9 days from the date of your membership, you will not be required to pay any charge.
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Carol

cbass1017

Joined: 01 Feb 2008
cbass1017's page
Posts: 143
Location: PA

1528 Magic Points

Fri Apr 03, 2009 10:14 am

That's true carol. But a big chunk of the money that they make is from people who simply forgot to cancel within the allotted time period. Ask your friends and relatives. I'll bet almost everybody knows somebody who has done it before. Whether its freecreditreport.com or one of the many other free credit report offers out there, do you really think that people would subscribe to these websites if they were aware that they could just go to annualcreditreport.com once a year without having to sign up for any kind of services?

You just think that a site called freecreditreport would be solely about getting your free credit reports, not about a credit monitoring service which will eventually cost you money...
_________________
Scott McKay
FreeOnlineCreditGuide.com

Naomi R. Verbosky
Guest

Subject: CREDIT REPORT.

Sun Mar 21, 2010 11:39 pm

THAT'S WHY I NEVER GET ONE. IT'S NOTHING BUT A BIG RIPOFF.
It's deception, and crooked.

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