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88 Negative Credit Score Criteria

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Bart



Joined: 17 Feb 2009
Bart's page
Posts: 3



150 Magic Points

Subject: 88 Negative Credit Score Criteria
 
Posted on Tue Feb 17, 2009 6:59 pm  

I read Debt Cures by Kevin Trudeau. He states there are 88 criteria that are considered "negative" when a credit score is calculated. Is there a website or other resource where those 88 criteria are listed?
goodnatured



Joined: 03 Nov 2007
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Posts: 3927



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Posted on Wed Feb 18, 2009 3:56 am  

what is the 88 criteria, could you explain a little more please?
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Subject: 88 criteria
 
Posted on Wed Feb 18, 2009 3:52 pm  

Goodnatured,

Not sure if this is a wild goose chase or not. My understanding was that there were 94 variables considered when FICO developed a credit score. Reportedly there were 6 that would be considered "positive" variables (adding to your score) and 88 that were negative (decreasing your score). I was trying to determine what those variables are and, more importantly, if some are weighted more heavily than others. For instance, does carrying more than 35% of debt on a credit line hurt your score more than being late 30 days?

Thanks for any help you can provide!

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