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Seth
Community Manager
Joined: 27 Jun 2006
Seth's page
Posts: 149
4032 Magic Points
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Subject: Introduce yourself
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Thu Oct 05, 2006 9:09 am
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Please introduce yourself to the community. This is a place to have some serious fun  .
Seth
_________________
Thanks & Regards
Seth
Last edited by Seth on Thu May 28, 2009 5:18 am |
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Casey
Guest
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Subject: hey
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Fri Oct 20, 2006 1:38 am
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| hey guys new to this community. Just wnated to let you know that I too have bad credit. I guess if I didnt then I wouldnt be here. I need some advice on how to rebuild my credit line. Thanks |
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dwhite1232
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Subject: intro
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Wed Feb 14, 2007 6:26 am
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| Hi i'm Debbie and I live in the Bay Area, I'm 35 found this web site to be very informative and helpful to people all around. |
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Tue Feb 20, 2007 4:18 pm
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| I'm not new to the forum as I'm usually posting on the "dealing with collection agencies". I was just looking around and found this site as well. I am from IN and I to have bad credit. I'm 35 years old and I'm trying to get my credit back. |
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Ed
Guest
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Subject: quickest way to acheive both personal and business credit
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Mon Feb 26, 2007 11:11 pm
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We can help you get good business credit withing a fairly short period of time,get up to $300k unsecured,how would you like that? We also help you improve your credit score sometimes by up to over 200 points,also contact me about buying non performing notes at wholesale prices and or commercial hard money loans,Ed at deleted thank you
Btw,I speak from experience,25 years in the real estate field |
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Emmy
Joined: 02 Mar 2007
Emmy's page
Posts: 15
Location: Show-Me
1351 Magic Points
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Subject: Newbie
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Fri Mar 02, 2007 6:38 am
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I'm new to the site but not new to credit. I found I thoroughly enjoy the ins and out of credit, their laws, and repair. Just wanted to drop by to say hello.
Hello!  |
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jaxpax
Joined: 04 Mar 2007
jaxpax's page
Posts: 4
192 Magic Points
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Subject: Hello !
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Sun Mar 04, 2007 11:16 am
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Have just joined the community but have been gathering info for a week or so now on PDL's, of which I have many !! Have already found some helpful info.
Looking foward to more helpful hints from kindred souls !!
Have a blessed day ! |
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MLSR1
Joined: 28 Apr 2007
MLSR1's page
Posts: 1
56 Magic Points
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Subject: I AM A NEW B
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Sat Apr 28, 2007 1:02 pm
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HELLO ALL, I AM NEW AN I HOPE TO GET HELP ON CREDIT UPS AND DOWNS ? THE BEST WAY TO TAKE AND GIVE INFO TO WHO LOOKING 4 IT? [ GOD ONLY KNOWS ]
THANKS
MIKE |
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Sheila
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Subject: Newbie
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Thu May 10, 2007 6:35 am
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HI,
I also am new and of course w/i the last few weeks have done MANY payday loans and my credit was already messed up. Today they attacked my checking account and I want help and advice to get my credit BACK ON TRACK!
Sheila |
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Morningstar
Joined: 17 Apr 2007
Morningstar's page
Posts: 576
11 Magic Points
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Thu May 10, 2007 11:04 pm
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Welcome Sheila!
This forum discusses credit repair...use the debt forums link above to seek help dealing with your PDLs. Post your PDL problems there, and include:
Who you've borrowed money from?
How much you've borrowed?
How much you've paid back?
What state are you in?
Are these storefront or internet loans?
As for your credit, you can obtain a free report from annualcreditreport.com. First, I'd advise looking for any inaccurate information. If there are errors, dispute those first with the credit reporting agencies. If you have any accounts in collections where the statute of limitations has expired, you could attempt to dispute those entries, too. Next, if you are able to get a credit card, open a new account. I'd use it for everyday purchases, setting money aside to pay it off at each use. If you don't qualify for an unsecured card, consider a secured card. If you are able to find a creditor that reports monthly, use them. A steady payment history will help build your credit score. It's not the only factor, but it is an important portion.
You might also want to consider debt consolidation. You can negotiate with a creditor on your own, or you can sign up with a company to help you out. A consolidation company will negotiate will your creditors to lower you interest rates and possibly waive late fees. There is at least one company that negotiates with PDL companies, if you register on the above mentioned site, a member can PM you their contact info.
Best of luck to you, and if you need more help with fixing your credit, be sure to most more details and questions here.
_________________
I don't dream since I quit sleeping |
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Cookie
Guest
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Subject: Debt
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Sun Jun 10, 2007 11:01 pm
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Hello,
My name is Oreale and I am new. Looking to learn about debt consolidation and other ways to get out of debt. |
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Guest
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Mon Jun 11, 2007 5:24 am
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| Max, you are free to share your knowledge of credit and credit repair strategies. |
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flea_4u
Joined: 19 Jul 2007
flea_4u's page
Posts: 2
135 Magic Points
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Subject: Hello
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Thu Jul 19, 2007 8:46 pm
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| I'm Avis from CO and like most here need help. We're been given a rough time by some crooks who ruined our credit. Would love to have help fixing things right again. |
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sdchargers_63
Joined: 13 Aug 2007
sdchargers_63's page
Posts: 1883
1887 Magic Points
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Subject: Introduction
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Mon Aug 13, 2007 3:29 am
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| My name is Wendy. I'm, also, new at this. I'm a single mom, so, the extra income will come in handy. Also, excited about getting ideas on how to get out of debt, repair credit, etc. Thanks for the opportunity. |
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Laura
Joined: 21 Jun 2007
Laura's page
Posts: 1327
35604 Magic Points
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Mon Aug 13, 2007 4:12 am
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Hi Avis, Hello Wendy,
You are welcome to the forum. Keep posting
_________________
Regards,
Laura. |
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