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HomeCredit ForumDebt management

Can a credit card company change the rate on a loan?

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goodnatured



Joined: 03 Nov 2007
goodnatured's page
Posts: 3137



5332 Magic Points
 
 Posted on Fri Sep 05, 2008 2:01 am  
I am always afraid of someone taking money out of my account that I did not authorize, so I keep a very close eye.
_________________
Goodnatured,

Trying to become and stay debt free, thank you for all your help and support!
 
fireyone



Joined: 26 Feb 2008
fireyone's page
Posts: 2858



1966 Magic Points
 
 Posted on Sat Sep 06, 2008 2:23 am  
I just got worked up on this at another post you had. This really has to be illegal. Have you asked your bank how they can freely give money out to these people? I can see when they get a check back signed by you but this has to be an electronic debit, unauthorized on top of that. they could at least call and ask.
If you think about it if we would tap into a companies account and pull fiunds we would be serving a few years in the big house. Don't they have any legal ramifications?
 
goodnatured



Joined: 03 Nov 2007
goodnatured's page
Posts: 3137



5332 Magic Points
 
 Posted on Sat Sep 06, 2008 2:51 am  
You would think that it would be illegal, sometimes they do it and you don't even owe it. I had a company pull money from my account for a cell phone that I never had, I have always used the tracfone, I get 50 minutes for $10.59 a month, I never use that much so I thought this plan would work for me.
_________________
Goodnatured,

Trying to become and stay debt free, thank you for all your help and support!
 
fireyone



Joined: 26 Feb 2008
fireyone's page
Posts: 2858



1966 Magic Points
 
 Posted on Sat Sep 06, 2008 2:54 am  
I know I wish I would have gone that route. My hubby and I never use all our minutes but I think that is because verizon to verizon is free includin the home phones.
 
goodnatured



Joined: 03 Nov 2007
goodnatured's page
Posts: 3137



5332 Magic Points
 
 Posted on Sat Sep 06, 2008 2:58 am  
I used to have cell one and never used all the minutes and it was a pretty expensive plan. I got out of the contract, paid the penalty and went to the tracfone.
_________________
Goodnatured,

Trying to become and stay debt free, thank you for all your help and support!
 
fireyone



Joined: 26 Feb 2008
fireyone's page
Posts: 2858



1966 Magic Points
 
 Posted on Sat Sep 06, 2008 2:59 am  
I am stuck in mine for another two years and my husband refuses to go to the trac phone. Figures huh?
 
goodnatured



Joined: 03 Nov 2007
goodnatured's page
Posts: 3137



5332 Magic Points
 
 Posted on Sat Sep 06, 2008 3:20 am  
It is a personal decision, I know my husband has a company phone through verizon, we don't even get service where we live so mine is pretty much only when I travel.
_________________
Goodnatured,

Trying to become and stay debt free, thank you for all your help and support!
 
fireyone



Joined: 26 Feb 2008
fireyone's page
Posts: 2858



1966 Magic Points
 
 Posted on Sun Sep 07, 2008 1:27 am  
We get full service here but I still have to have a house phone because of internet access.
 
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