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creditpro
Joined: 16 Oct 2008
creditpro's page
Posts: 21
Location: San Diego, CA
1243 Magic Points
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Subject: Sample Letter for Inquiry Deletion
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Tue Nov 18, 2008 8:23 am
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Hi,
You can send this sample letter to a credit bureau requesting to remove inquiries from your credit report. Make sure that you use fax or certified mail in order to ensure your creditor receives it promptly. Here’s the letter:
Sample letter for inquiry deletion
Your Name __________
Your Address __________
Your Phone # __________
Credit Bureau's Name ________________
Credit Bureau's address ________________
Date __________
Dear Sir or Madam,
RE: Request for verification
I am requesting that you verify certain items reported on my consumer credit report. Certain unauthorized inquiries have been reported on my file and I want them deleted immediately. These companies have never provided me with any services, nor have I ever given them authorization to check my credit report. As it is your responsibility to maintain reasonable procedures to assure maximum possible accuracy, you must either verify these companies had authorization to check my credit or remove these items within 30 business days.
I have enclosed the copies of my Social Security and Drivers’ license cards to verify my identity. Do not contact me for that information as I am providing it now.
Your help and cooperation in this matter is greatly appreciated.
The inquiries are listed as follows:
COMPANY NAME DATE (List the names of creditors reporting inquiries)
Sincerely,
Your Signature ________________
Your Name ___________________
_________________
www.AttractiveCredit.com "Professional Credit Repair Services" Or "Self Help eCourse"
www.AttractiveCreditCards.com "Apply for a unsecured line of credit" |
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fireyone
Joined: 26 Feb 2008
fireyone's page
Posts: 4285
127 Magic Points
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Sun Nov 23, 2008 1:46 am
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| Once again Credit pro you are to be commended on your post. I am glad you have came to this community since you have added alot to it. I will look forward to sending people in need of help to this post. Always looking forward to new posts from you. Keep up the great work. |
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Doc
Joined: 02 Dec 2008
Doc's page
Posts: 184
Location: McKinney, TX
1127 Magic Points
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Subject: A quick note...
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Tue Dec 02, 2008 12:24 pm
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Understand that all a company needs to make an inquiry is a "permissable business purpose". That ~unfortunately~ includes collections.
The deal is, most collection inquiries result in the opening of a collection account. You are better served to work to delete the account, THEN the inquiry, based on it's illegitimacy, as the associated account was unverifiable, and thus deleted.
Another option would be to "merge" the inquiry with the account, and THEN delete the account. (The listing of the inquiry and the account constitutes an illegal duplication of information on a single account.)
_________________
-Doc Compton, Omega Credit Repair
I provide info for free, & all I ask is that you visit my site... I don't wanna sell you anything, I just wanna increase my traffic, and push my site up in the search engine rankings...
http://www.omegacreditrepair.com |
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balagtas
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Subject: english
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Tue Mar 03, 2009 7:27 am
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| how to make a letter for inquiry.please give me an example |
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Laurie
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Subject: Experian does not investigate/remove inquiries after 50 days
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Thu Mar 12, 2009 10:42 pm
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I sent certified letter to Experian to dispute inquiries. 50 days later I had no response. So I sent another certified letter saying that according to FCRA etc., they are required to remove the inquiries if they do not investigate or receive a response within 30-45 days. They wrote back and said they were part of my credit history. I phoned and they said they are not required to investigate inquiries. They just do not care. Now I understand I have to take legal action.
Is there any other recourse? This is illegal and wrong.
Thanks. |
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Justin
Joined: 17 Jul 2006
Justin's page
Posts: 1240
28942 Magic Points
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Fri Mar 13, 2009 5:57 am
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You should send a letter to the inquirer asking them either to verify your authorization or to remove the listing from your credit report. You can also threaten them that you will complain against them to the State Banking Commission if they fail to remove the unauthorized listing from your report. The inquirers mostly remove the listing from the credit report if they cannot verify your authorization. You can find sample letters if you visit the link letters of credit.
_________________
All the Best 
Justin |
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sawe
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Subject: wer
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Tue Apr 26, 2011 6:40 am
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| how i can write a inquiry letter |
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Mateen
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Subject: sYmmuGFBiYLhPcz
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Wed Jul 06, 2011 5:19 am
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| Do you have more great aitrcles like this one? |
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Aileen A. Valdez
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Subject: booking flights
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Sun Sep 11, 2011 6:32 am
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I'm Aileen Valdez, I have been trying to look for a company that will give me a fare that i could afford for traveling and as well with the amenities that they will going too offer.
Thank you.. |
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Aileen
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Subject: credit card solutions
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Sun Sep 11, 2011 6:46 am
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I'm Aileen Valdez, I have been trying to look for a company that will ensure my privacy upon using my credit cards, because I had been encountering a lot of problems of it.
I am requesting that you verify certain items reported on my credit card.
Thank you, |
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