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Wise Pennies

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August

Joined: 09 Jan 2008
August's page
Posts: 134

30 Magic Points

Subject: Wise Pennies

Thu Jan 17, 2008 4:54 pm

Getting the biggest bang for your buck, You work hard for your money, spend it wisely.

1. Coupon clipping is one of the best ways to save money. Watching for the doubling up and tripling up can help you save even more.
2. Look for the clearance items, you can shop the clearance isle and save a bundle.
3. Think ahead, it does not have to be snowing out to think ahead for holiday gifts, save on items through out the year.
4. Track your spending, know where your pennies are going.
5. Buy the new light bulbs, they really do cut down on energy costs, they seem a little more expensive but save you a ton in the long run. Just replace them one at a time, starting with the lighting that you use the most. Try using a lower wattage bulb if you plan to stick with the old traditional bulb.
6. If you are shopping online, look for free or discount shipping. Sometimes you will get a discount for purchasing more than one item or a set amount will be shipped for the same price, even if the item is put on back order, the shipping will remain the same.
7. Splurge on the name brand, generic is often watered down and you have to use more to get the same clean result, even though the jug is the same size, you are getting a more concentrated version that uses less to do what you need to get done.

This is just some of the things that I have done to save a few bucks. I have seen that money saving is an issue that others like to discuss on here.

Dadummy

Joined: 15 Nov 2007
Dadummy's page
Posts: 606

57 Magic Points

Thu Jan 17, 2008 11:38 pm

i wish i could be like you but im too busy and on the go so much i dont have time to spare although i do look for sale items and use some coupons on stuff i always use. other than that i waste a lot of my money. i know i should be more conservitive but i just dont pay attention. maybe its a little lazy. lol

erb1953

Joined: 31 Dec 2007
erb1953's page
Posts: 573

-53 Magic Points

Thu Jan 17, 2008 11:51 pm

You just need to pay more attention to your budget dadummy, I think that you are very capable of doing this, you seem to very organized on this site anyway.

You have posted some really good tips here August, I try to clip as many coupons as I can and do the doubling up so that I can save even more.

Hope to see you posting more on here August, LOL, good to see you here.

Laura

Joined: 21 Jun 2007
Laura's page
Posts: 1334

35466 Magic Points

Fri Jan 18, 2008 10:03 am

Budget should be organized at all times. That is something that can save us from rainy day Smile

_________________
Regards,
Laura.

Dadummy

Joined: 15 Nov 2007
Dadummy's page
Posts: 606

57 Magic Points

Mon Jan 21, 2008 6:26 pm

im just lazy when it comes to being conservative. if i want something i get it, which is poor judgement on my part and no im not rich i just do it kinda like compulsive buying from depression.

Laura

Joined: 21 Jun 2007
Laura's page
Posts: 1334

35466 Magic Points

Tue Jan 22, 2008 9:21 am

Da,

This is might lead you into trouble. later. Even if you buy keep a check on it. Just a suggestion
_________________
Regards,
Laura.

Lunchtime

Joined: 29 Dec 2007
Lunchtime's page
Posts: 116

-23 Magic Points

Tue Jan 22, 2008 9:00 pm

A penny saved is a penny earned!

erb1953

Joined: 31 Dec 2007
erb1953's page
Posts: 573

-53 Magic Points

Wed Jan 23, 2008 12:19 am

That is what I have always heard lunchtime.

Dadummy

Joined: 15 Nov 2007
Dadummy's page
Posts: 606

57 Magic Points

Wed Jan 23, 2008 1:02 am

gee i look like a college grad in this subject. i just used a coupon for a dollar off two pizzas so i saved a buck. but i just bought something else because i knew i saved a buck im compulsive. theres no saveing me.

Laura

Joined: 21 Jun 2007
Laura's page
Posts: 1334

35466 Magic Points

Wed Jan 23, 2008 10:27 am

be careful. Just a friendly warning. Finance is difficult.
Have you seen all the sensex drops in different countries just for US trade disturbances?
_________________
Regards,
Laura.

erb1953

Joined: 31 Dec 2007
erb1953's page
Posts: 573

-53 Magic Points

Thu Jan 24, 2008 12:55 am

It jumps up and down like this, they are all freaking out, saying that we will be in a recession soon. I don't know will have to wait it out and see.

Laura

Joined: 21 Jun 2007
Laura's page
Posts: 1334

35466 Magic Points

Thu Jan 24, 2008 7:04 am

There are many who have invested and lost. What is the matter with the economy?
_________________
Regards,
Laura.

Lunchtime

Joined: 29 Dec 2007
Lunchtime's page
Posts: 116

-23 Magic Points

Fri Jan 25, 2008 2:47 am

I try to save all that I can on groceries and house hold items, those cleaning items can really rack up the bill if you don't look for coupons or buy the bulk when it is on sale. I try to buy it when it is on sale and buy enough of it to make a difference.

Laura

Joined: 21 Jun 2007
Laura's page
Posts: 1334

35466 Magic Points

Fri Jan 25, 2008 12:21 pm

I think that is a great way to deal with finance and budget. Great job lunchtime.
_________________
Regards,
Laura.

goodnatured

Joined: 03 Nov 2007
goodnatured's page
Posts: 3927

10 Magic Points

Sun Jan 27, 2008 5:09 am

I have the jar that I put all my change in, just the pennies, nichols and dimes, they add up very quickly.
_________________
Goodnatured,
http://cashinpocket.synthasite.com/
for all the ways I make $$ online
http://www.crazymonkeygold.com/members/register.php?ref=fedupinpa

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