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fireyone



Joined: 26 Feb 2008
fireyone's page
Posts: 4285



127 Magic Points
 
 Posted on Wed Jul 30, 2008 11:41 am  
Once you get all your credit in order make sure you are using your three free credit checks a year to keep it that way. This way you can make sure nothing is out there in error and things that are suppose to fall off in a given time limit actually do.
Mary

Mary

Joined: 06 Jul 2006
Mary's page
Posts: 686



17396 Magic Points
 
 Posted on Mon Aug 04, 2008 6:21 am  
Yes, I also believe in repairing credit by self. You may face some problem while repairing your credit by yourself, but it is much better that paying for credit repair in return getting no results at all. You should have patience because resolving your credit problem by yourself may some time and it may sometimes require you to send more than one letter to fix a problem.
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Where there's a will, there's a way !!
carol

carol

Joined: 27 Jun 2006
carol's page
Posts: 1307
Location: Los Angeles, California


29555 Magic Points
 
 Posted on Mon Aug 04, 2008 6:35 am  
If you want, you may go for a credit counseling service to find ways to repair your credit score but you should not go for credit repair services with any agencies because they will do exactly what you can also do yourself. Be aware of agencies that promises you instant solutions to your credit score because there there is no easy way to increase your score. I agree with Justin on the he suggested for improving your credit score.
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Carol
goodnatured



Joined: 03 Nov 2007
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Posts: 3927



10 Magic Points
 
 Posted on Mon Aug 04, 2008 8:59 pm  
I have read a lot on these companies charging people money and then not following through with what they are supposed to do. Taking advantage of people in a bad situation is what they are doing.
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Goodnatured,
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CMBV22

CMBV22

Joined: 08 May 2008
CMBV22's page
Posts: 364



4810 Magic Points
 
 Posted on Mon Aug 04, 2008 10:09 pm  
there is nothig that they do that you cant do yourself. IT is silly to pay someone to pay your bills when you are tight on cash. PLus alot of these companys hold your payments in an account until your accounts go into collections then they settle witht the CA. Thats how they claim to save you 20% etc by killing your credit
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goodnatured



Joined: 03 Nov 2007
goodnatured's page
Posts: 3927



10 Magic Points
 
 Posted on Mon Aug 04, 2008 10:28 pm  
True, it will just takes some responsibility to learn on your part and be disciplined enough to hold to the agreement that you make with the collection agency.
_________________
Goodnatured,
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for all the ways I make $$ online
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fireyone



Joined: 26 Feb 2008
fireyone's page
Posts: 4285



127 Magic Points
 
 Posted on Tue Aug 05, 2008 1:35 am  
Another annoying thing. How can they do this? I would and will suggest to anyone that doing it yourself is always the way to go.
Easter
Guest
Subject: NMvbpauSClPqguVB
 
 Posted on Sat Nov 05, 2011 5:42 am  
I actlualy found this more entertaining than James Joyce.
Karson
Guest
Subject: azmSTVqIgJlocJ
 
 Posted on Sat Nov 05, 2011 6:30 am  
Thanks for writing such an easy-to-understand atricle on this topic.

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* Disclosures:
  • Your personal details (name, email address and phone number) will be delivered to the company advertised on the Creditmagic after ve agreed to go for the counseling session by filling out the no-obligation form. However, it is your discretion to accept or reject their services.
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