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creditcardwarehouseonline
Joined: 28 May 2008
creditcardwarehouseonline's page
Posts: 26
1180 Magic Points
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Tue Jun 10, 2008 12:35 pm
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80000$, and the rates were rediculous. The interest was 16.9%. I needed to show tax returns or two pay stubs. I figured the interest rate was too high so I passed, however I really didnt need a new car. Figured I would wait a year until my credit got better. Which is a good this because I was going to get a Lincoln Navigator and with the gas prices as high as they are now..... Anyway I figure if you really need a new car and decided to get a cap one loan you probably would be able to refinance at a lower rate after a year. Also if you bring that check into the dealership they might also try to beat it and give you a better rate. FYI the payment terms were around 500$ a month for i think 7 years with no money down. Which also means you will surely be upside down on your card loan in a couple of years. It sucks having poor credit, this is the price we have to pay.
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http://creditcardwarehouseonline.com |
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CMBV22
Joined: 08 May 2008
CMBV22's page
Posts: 382
4435 Magic Points
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Tue Jun 10, 2008 7:00 pm
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MY husband and I have ficos in the mid the high 600s. WE also bring in about 80-100k a year. I was just curious about how hard of a time we would have with a car loan. My husband has a student loan but, other than that we dont have any large purchases on our credit. WE pay for most things in cash so i am concerned that the lack of large purchases via credit will hurt us with the car loan.
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Free sample letters,
info on paying off payday loans,
and quick credit repair tips.
Pesonalized credit repair advice in the forum:
www.homecreditrepair.net
http://homecreditrepair.hqforums.net/ |
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creditcardwarehouseonline
Joined: 28 May 2008
creditcardwarehouseonline's page
Posts: 26
1180 Magic Points
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Tue Jun 10, 2008 7:20 pm
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80000. You need income verification too. Either two of your last pay stubs or last two income tx returns. The rate was high though. 16.9% for 7 years. payment were about 550. I passed and am waiting to get my credit better before I get a new car. Which I am glad I did since I was going to but a Navigator. And with the gas prices the way they are.....
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sdchargers_63
Joined: 13 Aug 2007
sdchargers_63's page
Posts: 1498
111 Magic Points
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Subject: debt
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Sun Jun 15, 2008 2:46 pm
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| Even if you may have accounts that may 'fall off' your CR soon, when you dispute these accounts ( when the time comes..) should you ALSO send a letter of some kind? IS there a letter you can stating the SOL has expired? I never have heard of one, but..I don't know if one ACTUALLY exists or not. |
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awestover
Joined: 21 Jun 2008
awestover's page
Posts: 3
290 Magic Points
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Subject: Great Credit repair Ebook
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Sat Jun 21, 2008 10:05 pm
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I have this really good Ebook, that will help you with any credit problems you have. It is called xxxxxxxxxxxxxxxxxxx. You can increase your credit score within 90 days, even if you don't have credit. It worked wonders for me. I read this book, and now I have almost perfect credit within four months. Good Luck! I have this really good Ebook, that will help you with any credit problems you have. It is called xxxxxxxxxxxxxxxxxx. You can increase your credit score within 90 days, even if you don't have credit. It worked wonders for me. I read this book, and now I have almost perfect credit within four months. Good Luck!
[deleted] violation of forum rules - Richard |
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