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No new posts Sticky: Debt validation letter: Sample letter to dispute your debt
[ Goto pageGoto page: 1 ... 27, 28, 29 ] 		433 Laura 17474 Thu Feb 02, 2012 7:56 am
anon
No new posts Sticky: [ Poll ] Is credit repair always a scam
[ Goto pageGoto page: 1 ... 17, 18, 19 ] 		272 Laura 6611 Wed Feb 01, 2012 4:54 am
cgeorge
No new posts Sticky: Reaging accounts: Sample letter for account reaging request
[ Goto pageGoto page: 1 ... 4, 5, 6 ] 		88 Laura 3736 Thu Jan 26, 2012 9:13 pm
thenderson013
No new posts Sticky: Remove credit inquiries from your report: Sample letter
[ Goto pageGoto page: 1 ... 10, 11, 12 ] 		176 Richard 10449 Wed Jan 25, 2012 1:18 pm
-1'
No new posts Sticky: Pay for delete letter: Negotiate to remove negative listing
[ Goto pageGoto page: 1 ... 28, 29, 30 ] 		439 Laura 16132 Wed Jan 25, 2012 12:19 pm
-1'
No new posts Sticky: Sample dispute letter to remove credit report listing
[ Goto pageGoto page: 1 ... 6, 7, 8 ] 		115 Richard 4796 Thu Dec 01, 2011 7:35 am
Joel Rubio
No new posts Sticky: Intent to sue sample letter
[ Goto pageGoto page: 1 ... 4, 5, 6 ] 		76 CMBV22 3588 Wed Aug 31, 2011 4:40 pm
Marlie
No new posts Sticky: Cease and Desist letter - A legal letter to the creditors
[ Goto pageGoto page: 1 ... 5, 6, 7 ] 		98 Richard 3838 Wed Aug 31, 2011 4:04 pm
Daisy
No new posts Sticky: Credit Bureau dispute letter
[ Goto pageGoto page: 1, 2 ] 		25 CMBV22 1589 Fri Jul 08, 2011 4:17 am
Andralyn
No new posts Sticky: Remove unauthorized inquiry: Sample letter to credit bureau
[ Goto pageGoto page: 1, 2, 3, 4 ] 		55 Richard 3389 Sat Jul 02, 2011 10:00 pm
44gy sex 2fcx
No new posts Sticky: Sample debt validation follow-up letter
[ Goto pageGoto page: 1, 2, 3 ] 		35 CMBV22 1903 Thu Apr 21, 2011 8:42 pm
SimoneAngel
No new posts Sticky: Sample letter: Intent to file lawsuit against credit bureau
[ Goto pageGoto page: 1, 2, 3 ] 		31 Richard 1834 Wed Mar 17, 2010 2:51 am
goodnatured
This topic is locked: you cannot edit posts or make replies. Sticky: [ Poll ] What is your credit Score ???
[ Goto pageGoto page: 1 ... 6, 7, 8 ] 		118 Seth 5471 Tue Sep 30, 2008 6:05 am
Justin
No new posts CBNA shows up on your credit report – What should you do?
[ Goto pageGoto page: 1 ... 7, 8, 9 ] 		122 roocky 917 Fri Feb 03, 2012 11:04 pm
Penny L. LaNave
No new posts Can filing bankruptcy stop a wage garnishment?
[ Goto pageGoto page: 1 ... 4, 5, 6 ] 		83 smoore597 2406 Fri Feb 03, 2012 8:06 pm
Loren
No new posts I Need help with payday loans
[ Goto pageGoto page: 1 ... 12, 13, 14 ] 		200 rdaletubbs1 4957 Fri Feb 03, 2012 12:00 pm
kate lord
No new posts How to get a personal loan with really bad credit
[ Goto pageGoto page: 1 ... 3, 4, 5 ] 		60 bilitc 1492 Fri Feb 03, 2012 10:30 am
Paige Jones
No new posts I just received a summons
 14 umjesse96 404 Fri Feb 03, 2012 6:20 am
DEMMIGOD
No new posts auto loan charge off
[ Goto pageGoto page: 1 ... 7, 8, 9 ] 		127 a362436m 3768 Fri Feb 03, 2012 6:19 am
curious5
No new posts Single mother determined to repair horrible credit score
 13 Guest 32 Fri Feb 03, 2012 2:36 am
Quick Question
No new posts Diffrent names, same companies?
[ Goto pageGoto page: 1, 2 ] 		17 mray 860 Fri Feb 03, 2012 1:39 am
smedagreece
No new posts How do I disput online transunion when I have a free credit
[ Goto pageGoto page: 1, 2 ] 		22 ajjmandy 774 Thu Feb 02, 2012 9:13 am
Unpaneire
No new posts Furryhentai game full
 1 tikmolhuna 74 Thu Feb 02, 2012 6:29 am
Luciano Hughes
No new posts Can you be taken to jail for a judgment?
[ Goto pageGoto page: 1 ... 7, 8, 9 ] 		121 carriemsnyder 2314 Thu Feb 02, 2012 4:03 am
Red
No new posts What do I do when I have been served a summons
[ Goto pageGoto page: 1 ... 7, 8, 9 ] 		121 dawnwilson22 4641 Thu Feb 02, 2012 2:56 am
monkeybiz
No new posts Remove credit inquiries from your credit report
[ Goto pageGoto page: 1 ... 10, 11, 12 ] 		169 CMBV22 4009 Thu Feb 02, 2012 2:11 am
elitadipHet
No new posts Is it possible to remove charge-off from your credit report?
[ Goto pageGoto page: 1, 2, 3 ] 		41 Jason 1178 Wed Feb 01, 2012 6:30 pm
Tami
No new posts Student loan; late payment removal, without damaging my cred
[ Goto pageGoto page: 1, 2, 3 ] 		31 SeanChuck 1144 Wed Feb 01, 2012 4:04 pm
Chambers19Louella
No new posts Fredrick J. Hanna & Associates
[ Goto pageGoto page: 1 ... 5, 6, 7 ] 		91 cathyyoung40 2065 Tue Jan 31, 2012 7:44 pm
estisesmalo
No new posts Offer for a VISA to Pay Collection Debt
 2 comebackkid 28 Tue Jan 31, 2012 12:22 pm
NatashaJax
No new posts Rochelle Hudson Photos
 1 Viewesoroto 40 Tue Jan 31, 2012 11:48 am
annavladidi
No new posts Delete Tradeline or Not?
 1 rockinrobbie 9 Tue Jan 31, 2012 9:08 am
sallynachelle
No new posts Why can 1 credit bureau delete an item & not the other C
[ Goto pageGoto page: 1, 2, 3 ] 		44 dale 1317 Tue Jan 31, 2012 3:06 am
Jdubb
No new posts Can Social security benefit garnished for credit card debt?
[ Goto pageGoto page: 1, 2 ] 		22 Hallmark1 613 Mon Jan 30, 2012 11:54 pm
lisa
No new posts Wage garnishment - What is it and how can you stop it?
[ Goto pageGoto page: 1 ... 8, 9, 10 ] 		149 Need credit help 3395 Mon Jan 30, 2012 9:35 pm
christina
No new posts Left Uk 3years ago with Loan debt 10,000 Pounds
 3 rosebud 25 Mon Jan 30, 2012 8:59 pm
CAROLIN
No new posts charge off reported on credit report
 2 tjc1972 11 Mon Jan 30, 2012 5:59 pm
tjc1972
No new posts what are the e-mail addresses of all the credit bureaus
 2 mannytorres 213 Mon Jan 30, 2012 2:48 pm
SeregaJsrj7
No new posts Garnishment of SSDI
[ Goto pageGoto page: 1, 2, 3, 4 ] 		58 beaner 1711 Mon Jan 30, 2012 10:45 am
techoscar
No new posts Repossession
 1 heygirlv@hotmail.com 8 Mon Jan 30, 2012 9:25 am
sallynachelle
No new posts How do I find ou if I have an actual judgment against me in
[ Goto pageGoto page: 1, 2, 3, 4 ] 		47 Lola 1318 Mon Jan 30, 2012 6:23 am
nan
No new posts Can I take my name off an auto loan?
[ Goto pageGoto page: 1 ... 3, 4, 5 ] 		61 vkymonkey 1555 Mon Jan 30, 2012 3:09 am
mat
No new posts Judgments and taking money from checking accounts
[ Goto pageGoto page: 1 ... 8, 9, 10 ] 		146 Vinny4422 3740 Sun Jan 29, 2012 4:53 am
aslake
No new posts Can a credit card company garnish a Federal Retirement Annui
 9 froberts32 305 Sun Jan 29, 2012 2:21 am
June
No new posts Pay off my car loan or continue saving?
 4 dianejsmith 44 Sat Jan 28, 2012 1:33 pm
Pharme423
No new posts credit card judgements
[ Goto pageGoto page: 1 ... 7, 8, 9 ] 		125 deborah 3014 Sat Jan 28, 2012 2:06 am
amelia
No new posts creditor placing HOLD on my bank account
[ Goto pageGoto page: 1, 2 ] 		20 joebass75 573 Fri Jan 27, 2012 10:27 am
David Gosselin
No new posts Debt Not Validated but Verified?
[ Goto pageGoto page: 1, 2 ] 		21 mizzmari1 430 Fri Jan 27, 2012 6:55 am
miserableehh
No new posts How to keep the car when an auto loan is charged off
[ Goto pageGoto page: 1 ... 4, 5, 6 ] 		86 justin.oscar 2751 Fri Jan 27, 2012 5:15 am
Jenni3141
No new posts How to remove PAID collection debt?
 12 clemato 440 Fri Jan 27, 2012 2:52 am
paoly82

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* Disclosures:
  • Your personal details (name, email address and phone number) will be delivered to the company advertised on the Creditmagic after ve agreed to go for the counseling session by filling out the no-obligation form. However, it is your discretion to accept or reject their services.
  • Not all the creditors/debt collectors agree to trim down the outstanding balances, interests, and fees payable by the consumer.
  • Consumers working with the debt relief companies can still be sued by the creditors/collection agencies.
  • Debt relief services may have a diminishing effect on the creditworthiness of the consumer. The total outstanding balance may increase as the additional fees get accrued.
  • The overall amount saved by the consumer through the debt relief services is considered as taxable income by the IRS.
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