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fireyone
Joined: 26 Feb 2008
fireyone's page
Posts: 4500
8812 Magic Points
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Sat Sep 06, 2008 3:09 am
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| OOps Sorry if this was being nosey. I have just been trying to figure it out. You don't have to tell. |
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1002543
Joined: 31 Aug 2008
1002543's page
Posts: 82
79 Magic Points
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Sat Sep 06, 2008 11:59 am
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That's OK.
I have to remember this number for work purposes. |
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dj
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Subject: hits
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Wed Nov 19, 2008 1:36 pm
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| Its only three hits per enquiry for credit card application, not 10 or 30. My credit report is 889 which is excellent and I have a total of 12 credit cards that are currently open. I recently applied for my southwest credit card 3 months ago...and just recieved my FREE reward...Vegas here I come |
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fireyone
Joined: 26 Feb 2008
fireyone's page
Posts: 4500
8812 Magic Points
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Wed Nov 19, 2008 5:27 pm
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| Congrats on your trip and your excellent credit score. This score is really something to be proud of. You need to do everything you can to protect it. Most IDd theifs will take a credit score like that for a ride. In such a short time they can really do damage. Keep checking your score and your report to gaurd against any unlawful doing or bad marks. I really hope you have a great time in Vegas.. |
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Mary
Joined: 06 Jul 2006
Mary's page
Posts: 730
17417 Magic Points
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Thu Nov 20, 2008 11:40 am
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It is good to keep many credit cards, but the sad part of the thing is that if you cannot keep track of the payments on these cards and you default any payments on any of these cards, your credit score may come down. Moreover, when you apply for a new credit card, a hard inquiry is made on your credit report which lowers your credit score.
_________________
Where there's a will, there's a way !! |
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fireyone
Joined: 26 Feb 2008
fireyone's page
Posts: 4500
8812 Magic Points
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Thu Nov 20, 2008 11:44 am
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| I agree. A person can easily forget a payment if thaey have too many cards opened at one time. I also like to take into account that if a hard time ever hit or you find yourself unemployed wiht out credit card pretection you could easily default since it may be hard to keep up with all the payments. Most people do not need anymmore than one or two good credit cards. I prefer to use the ones you can use anywhere and would avoid in store credits if you feel you are juggling too many accounts. |
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