I think that the best way to repair your credit is to do it yourself. You are the only one that really cares about your credit report. This process takes a lot of patience and perseverance. Different techniques work for different people and cases. When you do it yourself the process is de-mystified and I believe you will less likely to get yourself back into credit problems. There is no easy way out of credit problems and if you could afford to pay someone to do all the work involved then how did you get into money trouble in the first place?
Not that you won't be spending money to repair your credit. Done correctly, you will spend $100 or so on postage. It will also take time. It should take a minimum of 3 months to make a significant point change in your credit score. You will need to be creative and persistent as well.
There are alot of great tips, on this Forum, that can help you. Especially when you learn about the SOL (for the state that you live in) and different things like that, how to deal with an error on your CR, etc. Lots of experts, on this site, as well.
I think that the best way to repair your credit is to do it yourself. You are the only one that really cares about your credit report. This process takes a lot of patience and perseverance. Different techniques work for different people and cases. When you do it yourself the process is de-mystified and I believe you will less likely to get yourself back into credit problems. There is no easy way out of credit problems and if you could afford to pay someone to do all the work involved then how did you get into money trouble in the first place?
Not that you won't be spending money to repair your credit. Done correctly, you will spend $100 or so on postage. It will also take time. It should take a minimum of 3 months to make a significant point change in your credit score. You will need to be creative and persistent as well.
credit
There are alot of great tips, on this Forum, that can help you. Especially when you learn about the SOL (for the state that you live in) and different things like that, how to deal with an error on your CR, etc. Lots of experts, on this site, as well.