WHY IS MY RESPONSIBILITY IF DEBT FILE BK

Submitted by jrjr8605 on Thu, 01/06/2011 - 21:58
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I HAVE AN ACCOUNT ON MY CREDIT OF SOMONE ELSE THAT I HELP THATS WHY IS ON MINE AS WELL, BUT SHE FILED BK 7 AND THERE STILL CALLING ME BUT NOT HER BECAUSE SHE FILE BK SO IM RESPOSIBLE FOR THE DEBT NOW?

is this a joint account

do you have all your credit reports?
what state are you in?
what is the original creditor and the name of the CA?
what is the date of first delinquency? 30 days after last payment

this information will help me make suggestions specific to your case. The state will determine the statue of limitations for this debt. knowing the name of the OC original creditor, will help show if there is a specific govt regulators can intervene. Knowing the dates are very important.

Fri, 01/07/2011 - 01:26 Permalink