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CreditQuest
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Subject: Disputing online

Mon Jul 10, 2006 6:29 am

Is it worth disputing online? I am pretty computer savvy and disputing online is a good option for me.

Thanks

carol

Joined: 27 Jun 2006
carol's page
Posts: 1307
Location: Los Angeles, California

29555 Magic Points

Wed Jul 12, 2006 5:46 am

Hi CreditQuest,

Disputing online is an option to resolve your dispute. The web addresses for disputing online are:

Experian: http://www.experian.com/disputes/index.html
Equifax: https://www.econsumer.equifax.com/consumer/sitepage.ehtml?forward=onli ne_dispute
Transunion: http://www.transunion.com/content/page.jsp?id=/personalsolutions/gener al/data/SelectAppropriateOnlineDisputeMethod.xml

Try filling the fields marked asterik (*) only. The point is to give only the info that are 'required'. Try not to admit to anything or send something that may help tie up the debt to you. Once done it gets on file forever!

Apart from disputing online you may ofcourse call them or mail them (CMRRR). I generally call them up and ask them to remove any erroneous info and it works great.

~Carol

Polly

Joined: 06 Jul 2006
Polly's page
Posts: 62

3035 Magic Points

Wed Jul 12, 2006 7:08 am

Hi CreditQuest,

Welcome to the forum.

While you fill up the required information which includes your SSN, date of
birth, addresses, employment details, etc. make sure to check that the url starts with https instead of http. This is a secured way of transmitting data.

Polly

Mary

Joined: 06 Jul 2006
Mary's page
Posts: 686

17396 Magic Points

Fri Jul 14, 2006 4:28 am

I think its not good to communicate with the credit bureaus on phone for long. You must not mention anything like "its mine" sort of things as they keep notes with them. I would suggest you to communicate via mail. Send a CMRRR (Certified Mail Return Receipt Request) via the United States Post Office Mail (costs around $4.64). According to me its the best option to dispute with the credit bureaus.

Thanks

Gangster18
Guest

Subject: YgegbAjpTrUaDuFIWXS

Thu Oct 22, 2009 8:35 pm

And these new notes were not just plain bank notes. ,

Doc

Joined: 02 Dec 2008
Doc's page
Posts: 184
Location: McKinney, TX

1127 Magic Points

Fri Oct 23, 2009 2:52 am

You give away CRITICAL rights when you dispute online...! NEVER do it! Trust me!

For example, did you know that when something is deleted via an online dispute, it can be re-inserted without the advance, written notice that is normally required...?
_________________
-Doc Compton, Omega Credit Repair
I provide info for free, & all I ask is that you visit my site... I don't wanna sell you anything, I just wanna increase my traffic, and push my site up in the search engine rankings...
http://www.omegacreditrepair.com

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