Forums
I have a couple account on charge off. I was wondering is there any way i can go back to making monthly payments on these accounts? I was looking to increase my credit score, signed up with lexington law but doesnt seem to be working. Thanks for any help
Charge-off accounts
Usually negative items will remain on your credit report for the next 7 years. Charge-off account is treated as a negative item. You can contact with your original creditors and negotiate with them. You may try to payoff the charged-off account. If it is not possible for you to payoff the debts in full, then you may try to settle the charged-off accounts with your creditors. If the creditors accept your proposal, then you can request them to update your account status as “Settled Charge-off†after repaying the debt. You may also request them to remove the negative items from your credit report. But, it depends on their discretion whether or not to accept your request.
judgement remove
i had some judgements against me on my credit report i have paid them how can i get them remove from my credit report i had account on my credit report but i paid it off wrote to the company asking them to remove it from my credit report they sent me a letter stating that they had advise the credit bureau to have it remove from my credit report but they lied what can i do about it.
I would call these creditors as soon as possible before they sell your debt to a collections agency!