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Can 1 item on my credit report be listed twice?

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Subject: Can 1 item on my credit report be listed twice?
 
 Posted on Fri Dec 30, 2011 12:23 am  
BOA acquired my mortgage from Wilshire Credit (out of biz) since the aquisition, both items for the same loan are listed on my report? How do I get Wilshire off?
Terribmore
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Subject: Diddo!
 
 Posted on Fri Dec 30, 2011 12:47 am  
I had this happen to me with my student loans. They were all sold to another company after the whole banking fiasco. I was advised that since the doragatory information was with the old bank, I was pretty much out of luck...I'm not sure how true that is, I will keep researching to see if I can help us both Smile
sallynachelle



Joined: 10 Jun 2011
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Posts: 164



1160 Magic Points
Subject: Can 1 item on my credit report be listed twice?
 
 Posted on Fri Dec 30, 2011 9:56 am  
Welcome to the forums!!!
Usually negative items remain on your credit report for 7 years from the date of your first default. You should immediately inform this matter to the credit bureau. I hope they will take necessary steps in this regard.
sdchargers_63

sdchargers_63

Joined: 13 Aug 2007
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Posts: 1889



1356 Magic Points
Subject: credit
 
 Posted on Sun Jan 01, 2012 7:42 pm  
I've had this happen with a few debts. The item was posted twice..once by the OC and once by the CA. I DID 'dispute' the itme from the OC (because the OC went out of business). The 'disputing' actually worked (only on one item, though). You may want to try that and said if it works. It doesn't hurt your credit if you 'dispute' items.

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