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Overwhelmed with the debt, I don't know where to begin. Most of it is 2years and older. Including credit cards from when I first turned 18, tmobile bill, and hospital bill. Please help!
I am an employed single mother of two and I have bad credit.
credit
Hi..want to say welcome to the Forum. I am a single mom, myself (my son is 19 now) but, I know the sruggles you can have. First of all, can you tell 'us' what CC (credit cards) you have and how much debt on each one? You have a cell phone debt?..is it still 'active'? Hospital bills.........usually the hospital where you accumulated those bills can make arrangments with you to pay them off and they won't go on your credit. Or..if the hospital bills are already off your credit, if you make arrangments and pay off the debt with the hospital, they may take the debt and record it as 'Paid In Full' on your credit. Can you give us an 'update' on your situation? I would like to help (and give you some hints) if I can. :)