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I have a 535 right now and i have a card that is maxed out. Its the only CC i have and im wanting to pay it off. I need to get to 580 score to get this loan for my business and this is really the only thing that can change on my report that i can do anyway.
Otherwise i have a few medical collections some i did get removed but i still have some on there.
Its a $500 card and if i paid it completely or almost all of it. I am curious how much this could raise my score.
Paying off only Credit Card how much will score raise
It’s very difficult to say by how much point your credit score will improve, if you pay-off your debt. But your credit score will definitely improve by repaying your old debts. So try to pay it off asap and add positive information on your credit report.