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I had a credit card that was charged off may of 2010 and purchased by a debt collector in january 2011 in may of 2013 I received a summons from the JDC my lawyer answered the summons and it was to go into arbitration, I was told by my lawyer when I asked what now? was that we answer them and then we wait...and here it is several years later and i have heard nothing. The SOL has expired as it has been 4 years (PA) and the collection agency has listed on my credit report that i opened this "new account" with them the month and year they purchased the debt. did they re-age the debt by listing it as a new acct? did they stop the SOL clock by filing against me? should some type of legal proceedings have occurred by now?
well
that depends.what is the drop off date?meaning if the date it is due to come off your CR matches the original debt then they can report it as such.if the drop off date is later then they re-aged the debt and you and the lawyer you used against them need to sue as that is illegal,but again it depends.
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IP3nuP Enjoyed every bit of your post.Really thank you!