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payday loans suing you

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ladymela99

Joined: 01 Nov 2006
ladymela99's page
Posts: 1

43 Magic Points

Subject: payday loans suing you

Wed Nov 01, 2006 7:16 pm

I just got a call from Nationwide Cash from this attorney named Mr. Mitchell and he told me that they are going to take legal action against me because I wanted to move back my payment for one week! That is it. I don't know what to do about it. He told me to hire a lawyer because I need one.

TexasGuy

Joined: 20 Jul 2006
TexasGuy's page
Posts: 24

1775 Magic Points

Thu Nov 02, 2006 6:25 am

Hi

As you are in serious problem.Only experts can help you out.Its better to hire a lawyer.
_________________
Beware .. here comes the TexasGuy

Ashley
Guest

Subject: Mr. Mitchell

Mon Nov 06, 2006 3:03 am

I have taken on the PDL industry because Mr. Mitchell at nationwide said he would send the sheriff out for me and told me I needed a lawyer also. He is full of hot air and there is no such thing as debtors prison. If you have his number call the fool back and give him the phone # for your local police department. You cannot go to jail over a debt, that is all it is, a debt. see my blog in regards to my cause and don't give him any bank information, in fact close your bank acct tomorrow and open a new one or the PDL will bleed you dry. Good luck

Trina
Guest

Subject: PDL threats

Fri Jan 05, 2007 8:13 pm

I have a PDL company that is harrassing me, because I closed my acct (I have paid well over the borrowed amt). They say they can take legal action because it's considered the same as writing a bad check?? Is this true?

anthony

anthony

Joined: 31 Jul 2006
anthony's page
Posts: 516

13571 Magic Points

Fri Jan 05, 2007 8:53 pm

Hi Trina,

Figure out how much you have paid on the account and the limits specified as per state laws. Then contact the company, show them all the details and ask for a written "Paid in Full" letter. You can put your complaint with FTC, Attorney General of your state and BBB against the harassment.

They can only take legal action if you had defaulted but as you are saying this is not true and you have actually paid more.

MT1331

Joined: 17 Jan 2007
MT1331's page
Posts: 9

570 Magic Points

Wed Jan 17, 2007 11:57 pm

If the attorney for the company is making threats of suit with no intention of filing, then there could be liability under FDCPA. I'd be interested in hearing more about this situation.
_________________
Michael Todd
Abrams, Lapham & Todd

$0 Out of Pocket Credit Repair
www.creditadvocate.us
877-251-1527

AUDREY
Guest

Subject: TO PUT THEM ALL IN ONE

Wed Aug 19, 2009 6:15 pm

I AM TRYING TO MAKE ONE BIG PAYMENT ON ALL THE PAYDAYLOANS, WHAT COMPANY DOES THAT

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