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Jake
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Subject: Verification
 
Posted on Fri Dec 29, 2006 9:58 pm  

When asking for a verification from the CRA on a collecton, should I seek verifications from all 3 CRA'S or just one?
george

george

Joined: 06 Jul 2006
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Posts: 75



2859 Magic Points

 
Posted on Mon Jan 01, 2007 9:42 am  

You can seek verification with any one of the CRAs or with all of them. I personally feel it is better to verify data from all the CRAs as that will give you a better idea of the collection carried out. And, in case, there is any dispute with any one CRA, you can at least verify with the other CRAs.
MT1331



Joined: 17 Jan 2007
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Posts: 10



570 Magic Points

 
Posted on Thu Jan 18, 2007 12:01 am  

Generally speaking, it has been my experience that the CRA's dont supply verification. All they do is their investigation and report the results. However, if the account is being reported inaccurately and the collection agency or company furnishing the information verifies it, then you probably have a good case under FCRA
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