I am so mad at myself!!!!!!!!

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Karazzy

Joined: 09 Feb 2007
Karazzy's page
Posts: 8
Location: State of MASS confusion

657 Magic Points

Subject: I am so mad at myself!!!!!!!!

Sat Feb 10, 2007 12:03 am

I took out a 2nd mortgage on my house to pay off all my cc's.
Yesterday I received the check into my checking account and paid all my cc's off. Instead of 29% now it is 6%. It will take me 4 years. Crying or Very sad

I called the cc companies for the final amount and proceed to pay off the final amount all online. I requested that the cc's CLOSE the account and send me a letter that the account is CLOSED and notify the credit bureau.
COOL, huh..............NOT! Crying or Very sad

Today I check to see all ZERO balances on my accounts and instead see charges....YUP. The cc company will continue to charge me for finance and interest charges from the statement closing until Feb 8th which was the pay off date. WHY did they not give me that amount when I called???? Rolling Eyes

So I called BOA and then said YES, there will be interest etc charged to the account from the LAST statement date (of which one was 1/16) until I paid the card off. I will get ONE MORE statement from each cc company with a INTEREST or FINANCE charge to pay off. WTH!! Evil or Very Mad

Guest

Tue Feb 13, 2007 12:01 am

Some of these banks use a 60 day average as basis for interest charges. They getcha every way they can because they can. ^(*&%9875

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