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can I dispute a validation

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california gal



Joined: 11 Feb 2007
californiagal's page
Posts: 1



59 Magic Points

Subject: can I dispute a validation
 
Posted on Sun Feb 11, 2007 2:10 am  

I received a validation from Nelson Watson and its not right the amount is wrong that I owe plus I dont see all the creditors on there I am disputing the validation can I do that?
george

george

Joined: 06 Jul 2006
george's page
Posts: 75



2859 Magic Points

 
Posted on Tue Feb 13, 2007 2:35 am  

As they have not sent satisfactory proof, you should send a copy of your receipt of your registered mail, the copy of the letter you had sent and a letter stating that they have not complied with the FDCPA and it is a violation of the Act. Tell them to remove the listing from the CR as a collection agency cannot report a debt to the credit bureaus which has not been validated. If they do not contact the CRA and have the listing removed then you should file a lawsuit as per section 809(b) of FDCPA against them.

George

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