can I dispute a validation

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california gal

Joined: 11 Feb 2007
californiagal's page
Posts: 1

59 Magic Points

Subject: can I dispute a validation

Sun Feb 11, 2007 2:10 am

I received a validation from Nelson Watson and its not right the amount is wrong that I owe plus I dont see all the creditors on there I am disputing the validation can I do that?

george

george

Joined: 06 Jul 2006
george's page
Posts: 75

2859 Magic Points

Tue Feb 13, 2007 2:35 am

As they have not sent satisfactory proof, you should send a copy of your receipt of your registered mail, the copy of the letter you had sent and a letter stating that they have not complied with the FDCPA and it is a violation of the Act. Tell them to remove the listing from the CR as a collection agency cannot report a debt to the credit bureaus which has not been validated. If they do not contact the CRA and have the listing removed then you should file a lawsuit as per section 809(b) of FDCPA against them.

George

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