$19.95 taken from checking account? Why

Submitted by talkwithme on Sat, 08/18/2007 - 10:24
Forums

My checking account was charge $19.95 does anyone know what it is for?

Uhhh???
Without knowing who did it, how could anyone possibly tell you why it happened?

Sat, 08/18/2007 - 11:02 Permalink
Terry (not verified)

It says USA BENEFITS 8008095986 and $19.95 leaving me with 24cents. I almost got an overdraft, I called the number and it say they are closed until Monday. I found this page by putting the phone number in google.

Sat, 08/18/2007 - 23:18 Permalink

USA Benefits...this scam is a couple of years old.

Dispute as fraudulent activity with your bank.
Inform (not threaten) USA Benies that you are filing a formal complain.
File a complaint with your state's attorney general.
You might also try filing a complaint with the FTC.

I've heard that this scam has happened to consumers trying to obtain a free credit report, or a payday loan. If this happened to you as a result of trying to view your credit reports, the only site I am certain to be legit is annualcreditreport.com. If payday loans were involved: STAY AWAY FROM PDLs, and click the "debt forums" link at the top of the page for more info.

Sun, 08/19/2007 - 08:23 Permalink

This is an old scam and you can learn a lot from the debt forum. Do inform your bank and they will help you out. File a complaint with the AG and FTC.

You can also file a complaint at www(dot)ic3(dot)gov

Mon, 08/20/2007 - 06:10 Permalink
Tonya Akers (not verified)

you all decided to debit my account $19.95 and there was no authorization,im am going thru my bank and starting legal paperwork

Fri, 11/09/2007 - 13:27 Permalink

Tonya,
This is a credit forum, this site does not debit checking accounts. If you give us more information on the company who debited your account, we can search and see if we can find out more about them.

Terry, you need to do as advised above, I had this happen to me a few months ago and had to sign paperwork at my bank disputing the charged. I did not have it taken out by this company but another, your bank should also refund an overdraft charges that this caused to.

Sat, 11/10/2007 - 01:46 Permalink

Tonya I think that you are looking for USA Benefits who debited your account. Talk to bank and immediately do a reverse pay. This is a fraud case and I guess you have given your checking account information without finding out the legitimacy of the advert. If so I think you can talk to bank and let them take actions. Say it was an unauthorized access.

Sat, 11/10/2007 - 07:09 Permalink

Banks should have that option in place, mine was really cooperative, it took me about ten business days to get my money back from some company that was collecting for Direct tv, it was JFYC, Just For You Communications. I called Direct tv and they had no knowledge of the alledged account. This company was not the one who returned my money, it was my bank that went after it. It was for $66, quite a bit. I don't have that kind of money to let them play with and even if I have other things I would rather pay for with it.

Sat, 11/10/2007 - 12:29 Permalink
Alice Pierce (Bell) (not verified)

You have debited my account for $19.95 and I deleted the page without submitting the information. Please re-deposit the money back into my account. I am giving the bank a copy of the debit and I am informing them to redirect the debit and put it back into my account.

Fri, 10/10/2008 - 17:59 Permalink
Alice Pierce (Bell) (not verified)

You have debited my account for $19.95 and I deleted the page without submitting the information. Please re-deposit the money back into my account. I am giving the bank a copy of the debit and I am informing them to redirect the debit and put it back into my account.

Fri, 10/10/2008 - 18:01 Permalink

Alice-this site is not USA Benefits. This is a credit forum. Please see the previous posts to help solve your issues.

Fri, 10/10/2008 - 23:06 Permalink
elisa mannella (not verified)

i have a lot of money coming out from this usa benefits every month/ 4 months now and no one will stop this. it has caused over the limit charges like crazy, it's cost me over a thousand dollars in total so far and i can't stop it. the company won't take me off and the bank won't do anything. i'm losing my mind, i never agreed to any of this - i don't even know what it is besides a total scam. I can't afford any of this - how are these people not in jail? they are just stealing money. HELP ME

Thu, 01/29/2009 - 01:28 Permalink

usually you can go to your bank and file a dispute and they will help you recover your money.

Thu, 01/29/2009 - 02:31 Permalink

Elisa, I think you should call your atty generals office and seek some assistance from them. You may be able to also file a lawsuit against that company. If you informed your bank that this should nopt have been coming out of your account then any further deductions from that place should have stopped when you first informed your bank.
Banks are to help you with this delimma. I would consider changing banks and shutting down the account.

Thu, 01/29/2009 - 16:23 Permalink
Anonymous (not verified)

Hi elisa
They are debiting money from your bank account because you might have provided them with your bank account number and routing number as well as confirmation over phone. Since you bank account is continuously being debited, you should immediately close your bank account and open an account with another bank. At the same time as Fireyone said, you should file a complaint with the FTC, state AGs office as well as the BBB.

Fri, 01/30/2009 - 09:55 Permalink

Ask you bank to put a 'Stop Payment' on these drafts. I think there IS a fee for a 'Stop Payment', but, the 'Stop Payment' (depending on the bank) will last 6 months. Have you explained to your bank that the debit is NOT authorized?

Sun, 02/01/2009 - 01:10 Permalink
charles wert (not verified)

do you have the number for usa benefits

Sun, 12/13/2009 - 19:26 Permalink

You must have signed up for them, over the Web. Even if you didn't realize it. I would try to look the number up, on the Internet, and call them the first chance you get. Or...maybe talk to your bank about it and tell them it's an 'unauthorized debit'.

Mon, 12/14/2009 - 00:23 Permalink
deedee (not verified)

YEA THEY GOT ME BUT I CALLED THE BANK AND HAVING MY ACCT SWITCHED. THEY DEBITED 49.95 OUT OF MY ACCT. THE NUMBER IS 1800 809 5986

Mon, 12/28/2009 - 21:32 Permalink

Can you please tell us what the problem is? This forum doesn't take money from anyone. We are a free forum that helps individuals deal with and fix their credit issues. We don't take money from anyone. Is there a credit issue we can help you with?

Thu, 01/12/2012 - 16:59 Permalink