I have several items on my credit report that have been paid off.... under status details it shows a date it is scheduled to fall off the report, can it be removed since nothing is due?
Do send in a dispute letter but you can also call up the creditor and put a request to remove the account from your report. You can do either way. All the best. Keep us informed and ofcourse...Welcome to the forum :)
This is real helpful being someone who has a few paid off collection accounts. My question is in regards to disputing it. What exactly am I disputing when I write this letter? And do you find that the collection agency doesn't bother verifying it since it's already been paid?
You are disputing what they have reported, in your case, (from your last post) You have satisfied your obligation and the judgement was withdrawn, so it should state that.
Welcome to the forum SSJNG
Yes they can be removed ssjng.
All you have to do is write a dispute letter to the credit bureaus especially the ones that are still reflecting the paid off accounts. :)
Do send in a dispute letter but you can also call up the creditor and put a request to remove the account from your report. You can do either way. All the best. Keep us informed and ofcourse...Welcome to the forum :)
thank you... can the account be removed if it is settled?
thank you... can it still be removed if it was settled?
This is real helpful being someone who has a few paid off collection accounts. My question is in regards to disputing it. What exactly am I disputing when I write this letter? And do you find that the collection agency doesn't bother verifying it since it's already been paid?
You are disputing what they have reported, in your case, (from your last post) You have satisfied your obligation and the judgement was withdrawn, so it should state that.