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CA verified with CRA, did not respond to my DV

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Subject: CA verified with CRA, did not respond to my DV

Tue Jul 25, 2006 11:36 am

I disputed one account on my credit report. I sent DV to the collection agency and disputed with the credit bureau. CA did not respond to my DV but verified it with the bureau. So the item is still showing. What are my options now?

Mary

Joined: 06 Jul 2006
Mary's page
Posts: 686

17396 Magic Points

Wed Jul 26, 2006 11:30 am

You always have the right to dispute with the collection agencies and its a smart move. Now since they haven’t responded you need to send a letter to the credit bureau mentioning that you sent a DV letter to the CA but they haven’t replied yet (guess that the 30 days time limit is over).
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Shellie
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Subject: new to this

Tue Nov 21, 2006 7:25 pm

what is a DV letter and what does CA stand for?

Alex

Joined: 29 Jun 2006
Alex's page
Posts: 12

768 Magic Points

Tue Nov 21, 2006 10:11 pm

Hi Shellie,

DV stands for debt validation. You will know more in the FDCPA page I have referred below (Section 809).

And CA stands for collection agency. It is very important that know your rights when dealing with a debt collector. Please go through the FDCPA laws to know more about your rights as a consumer:
The Fair Debt Collection Practices Act

Alex

yaz_bri
Guest

Fri Mar 06, 2009 5:13 pm

what does CRA stand for?

carol

Joined: 27 Jun 2006
carol's page
Posts: 1307
Location: Los Angeles, California

29555 Magic Points

Mon Mar 09, 2009 7:08 am

CRA stands for Credit Reporting Acences. They are also known as Credit bureaus and there are three credit bureaus in US - Experian, TransUnion and Equifax.
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Carol

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