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MEDClr /HELP

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crf1722



Joined: 05 May 2008
crf1722's page
Posts: 1



31 Magic Points
Subject: MEDClr /HELP
 
 Posted on Mon May 05, 2008 2:41 am  
MEDclr/ I have 7 delequent accounts on my credit report and they are all medical bills; but the thing is I had valid Medical Insurance at the time these accounts were opened. Is there anything I can do about this
 
fireyone



Joined: 26 Feb 2008
fireyone's page
Posts: 642



3017 Magic Points
 
 Posted on Mon May 05, 2008 10:45 pm  
Contact the companies and have them explain why these accounts are showing up. If you still have (or even if you don't) the same insurance try giving them a call and see if they have any records for that time period.
 
scott

scott

Joined: 28 Jun 2006
scott's page
Posts: 163



4471 Magic Points
 
 Posted on Tue May 06, 2008 11:32 am  
Since you had medical insurance while opening these accounts, I think this should not adversely affect your credit report. You may contact with the insurance companies for the same.
_________________
SCOTT

Social security, bank account, and credit card numbers aren't just data. In the wrong hands they can wipe out someone's life savings, wreck their credit and cause financial ruin.
 
christina
Guest
Subject: r
 
 Posted on Thu May 08, 2008 2:44 am  
thank you for the responce's. And yes I do still have the same insurance so I will try to call them to see if they can help. I'm thinking this will not be easy to get them to pay all these expencive medical bills. Do they have to pay them if I was covered by them at the time?
 
scott

scott

Joined: 28 Jun 2006
scott's page
Posts: 163



4471 Magic Points
Subject: christina
 
 Posted on Thu May 08, 2008 11:40 am  
Dear

I dont think you need to pay them if you were covered by medical insurance when opening these accounts
_________________
SCOTT

Social security, bank account, and credit card numbers aren't just data. In the wrong hands they can wipe out someone's life savings, wreck their credit and cause financial ruin.
 
DebtFrInFl
Guest
 
 Posted on Thu May 08, 2008 12:09 pm  
If you insurance has refused to pay these bills after you called them and see what is going on, there is always a dispute process with the insurance company in which you can have them take a look at the bills again...at least with my medical there is. also I would think you should have received some type of notification via mail at least, or by phone. call the insurance and find out if they know about the bills, they may not even know, or they could have refused them but i would think you would have gotten something in writing about that. good Luck and keep plodding away. Don't give up. That's what they want you to do.
 
Guest







 
 Posted on Fri May 09, 2008 7:22 am  
I also agree with the point that if anyone is covered by medical insurance when opening these type of accounts he should necessarily get the benefit. Even if they refuse to pay, you may provide them with the written document to claim the money.
 
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