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HomeCredit ForumCredit repair

Chapter 13 bankruptcy still shows on credit report

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maryannthompson



Joined: 21 May 2008
maryannthompson's page
Posts: 1



25 Magic Points
Subject: Chapter 13 bankruptcy still shows on credit report
 
 Posted on Wed May 21, 2008 6:31 pm  
My chapter 13 bankruptcy was dismissed after two weeks because I lost my job. Can they still report this on my credit reports? Since I was never actually in bankruptcy this seems unfair.
 
CMBV22

CMBV22

Joined: 08 May 2008
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Posts: 271



1751 Magic Points
 
 Posted on Wed May 21, 2008 7:44 pm  
If I were you I would call a lawyer who deals only in bankruptcy and tell him your situation. He would be much more educated on the new laws that pertain the Chapter 13. Many Lawyers will give a few minutes of advice over the phone in hopes that you willretain their services if you need a lawyer.
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sdchargers_63

sdchargers_63

Joined: 13 Aug 2007
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Posts: 661



755 Magic Points
Subject: credit
 
 Posted on Thu May 22, 2008 2:24 am  
WHERE did you file for BK? I'm assuming through a lawyer. Some people do this 'on their own'..sort-to-speak. Wherever that was, you may want to talk to THEM to see what you can do. They may find a way to 'dismiss' it off of your CR.
 
carol

carol

Joined: 27 Jun 2006
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Posts: 252



7421 Magic Points
 
 Posted on Thu May 22, 2008 12:33 pm  
As far as I know, any dismissed Chapter 13 bankruptcy remain in your credit report for 7 years and any dismissed Chapter 7 bankruptcy remains in your credit report for 10 years.
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