Can a creditor continue reporting charge off after bankruptc

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Joined: 05 Apr 2009
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Subject: Can a creditor continue reporting charge off after bankruptc

Thu Aug 13, 2009 2:49 pm

I have disputed one account through Equifax several times and can not get it straight. I had an unsecured account with a credit company in 2002. Unfortunately I had to file ch 13. This creditor was included in the scheduled payments. This company tried to collect after discharge in 2006. When I pulled my credit reports, this company was reporting Charge Off/ Bad dedt. I disputed it and equifax changed it to where it was included in the bankruptcy but the company tried to say I had recent foreclosure/ repossession up to May 2009. I disputed it again with copies of my discharge and scheduled payments, where this company was paid. Once again, this company is reporting that I have charge off up to May 2009. Is this legal? What can I do about this?

Lilie
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Fri Aug 14, 2009 12:17 pm

Maybe you could consult an attorney in this matter.

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