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I won my court case - how do I get it off my credit report?

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Grouse

Joined: 14 Aug 2009
Grouse's page
Posts: 1

83 Magic Points

Subject: I won my court case - how do I get it off my credit report?

Fri Aug 14, 2009 2:53 am

Discover Card took me to court for an unpaid credit card. I won the case and recieved a judgement in my favor. Discover then appealed the judgement but they lost again. The result was "Dismissed with prejudice" meaning that it was not possible for Discover to appeal again.

I sent a copy of the judgement to all three credit reports to get Discover card removed from my reports but they all came back as updated reflecting a charge-off. I called and they say that they sent the info to Discover who will not authorize removal of the information. Is this allowed? What options do I have as the judment was won because of their lack of ability to validate the original agreement and debt.

Thanks for any help!

carol

Joined: 27 Jun 2006
carol's page
Posts: 1307
Location: Los Angeles, California

29555 Magic Points

Fri Aug 14, 2009 11:20 am

Hi Grouse

Dispute the debt on your report. Let them validate the debt o the Credit bureaus. In the mean time you can file a complain with the BBB and the FTC. Let the creditors know that you will take legal actions against them for wrongly reporting on your records. This should get the charge-off off your credit report.
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Carol

warghade

Joined: 14 Jul 2009
warghade's page
Posts: 35

629 Magic Points

Fri Aug 14, 2009 4:02 pm

Do not take any difficulty. Go to related person of this forum

warghade

Joined: 14 Jul 2009
warghade's page
Posts: 35

629 Magic Points

Fri Aug 14, 2009 4:14 pm

Do not take any difficulty. Go to related person of this forum

warghade

Joined: 14 Jul 2009
warghade's page
Posts: 35

629 Magic Points

Fri Aug 14, 2009 4:15 pm

Do not take any difficulty. Go to related person of this forum

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