new date for old debt?

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whytedaises

Joined: 21 Aug 2009
whytedaises's page
Posts: 2

20 Magic Points

Subject: new date for old debt?

Fri Aug 21, 2009 11:25 pm

an old creditor tranfer/sold a charge off to a collection agency (date of last payment was 6/2004), can they change the date the account was open as 6/2008 ?

carol

Joined: 27 Jun 2006
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Posts: 1307
Location: Los Angeles, California

29555 Magic Points

Mon Aug 24, 2009 7:12 am

Quote:

date of last payment was 6/2004), can they change the date the account was open as 6/2008

I think this date that they are projecting is the date in which they bought your account. Send them a DV letter.
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fireyone

Joined: 26 Feb 2008
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Posts: 4285

127 Magic Points

Mon Aug 24, 2009 1:43 pm

I also believe this is what you are looking at. Sometimes the dates can be confusing. If the old creditor (original one) is still on your report then look at the date they have. This would be your actual date. If you need any sample debt validation letters there are some samples under letters of credit, which you can find on the left side of your screen. Remember to always send this type pf letter by cerified mail!

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