A+ on BBB

Community Area

|

Helpful Resources

Community

Popular Discussions

Creditmagic Twitter

Credit on Facebook

Home

Credit Forum

Credit repair

How do I start my credit repair?

Post reply Start a topic

Author

Message

Options

	Print this topic
	Invite a friend
	Email this topic

Bookmark online

	Add to del.icio.us
	Add to YahooMyWeb

rnathmishra

Joined: 26 Aug 2009
rnathmishra's page
Posts: 1

21 Magic Points

Subject: How do I start my credit repair?

Wed Aug 26, 2009 3:10 pm

I have to improve my credit score. Where do I start and what steps are needed?

RM

James Orr

Joined: 07 Jun 2009
JamesOrr's page
Posts: 54
Location: Maharashtra

298 Magic Points

Thu Aug 27, 2009 10:15 am

There are more simple ways to improve credit score.

1 )You must have to pay your bill payments/credit before due date.

2) Always avoid late payments as well as do not miss payments.

3) You can use secure credit card to improve credit score.

4) Do not apply for new credit card while you trying to improve your credit score.

5) Be aware from filing bankruptcy unless it becomes an emergency.

Keep checking your credit report on regular basic to keep in touch.

Thanks & Regards.
______________________________________________________
Secure card will help you to improve credit score faster.

carol

Joined: 27 Jun 2006
carol's page
Posts: 1307
Location: Los Angeles, California

29555 Magic Points

Thu Aug 27, 2009 12:34 pm

Hi rnathmishra

There are ways to improve your credit score.

You can begin with paying your bills on time and not defaulting on payments.
Don't rack up big balances on your card. Balances on your cards are reported to the bureaus. You may limit your charges to 30% or less of the limit on your card to improve your credit score.
Check your limits because if your lender is showing a limit lower than what you actually have, it might show a depressed score.

_________________
Keep in touch
Carol

cinnamngrl

Joined: 01 Nov 2008
cinnamngrl's page
Posts: 1455

6339 Magic Points

Subject: annual credit report dot com

Fri Jan 15, 2010 11:31 am

get hard copies of your credit report

OPT-OUT

remove old addresses from credit report

identify negative tradelines and dispute them
_________________
CMRRR Templates
How to PFD, OPT-out, Complain, etc
All credit articles at EHOW

Quick Reply

Your Name

Subject

Message body


Page 1 of 1

Home|Contact Us|Terms of Services|Privacy Policy|RSS

* Disclosures:

Your personal details (name, email address and phone number) will be delivered to the company advertised on the Creditmagic after ve agreed to go for the counseling session by filling out the no-obligation form. However, it is your discretion to accept or reject their services.
Not all the creditors/debt collectors agree to trim down the outstanding balances, interests, and fees payable by the consumer.
Consumers working with the debt relief companies can still be sued by the creditors/collection agencies.
Debt relief services may have a diminishing effect on the creditworthiness of the consumer. The total outstanding balance may increase as the additional fees get accrued.
The overall amount saved by the consumer through the debt relief services is considered as taxable income by the IRS.