Advice on Credit Repair and Legacy Legal Services

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Arya

Joined: 19 Aug 2009
Arya's page
Posts: 46

1190 Magic Points

Subject: Advice on Credit Repair and Legacy Legal Services

Wed Aug 26, 2009 4:36 pm

Did you ever hear of Legacy Legal services? do you have any input? They claim that they can clear bad credit off, I really need help with this. I think I got suckered in today and gave my bank card info, but didn't verify in email they sent me.

Optimist

Joined: 22 Aug 2009
Optimist's page
Posts: 20

1295 Magic Points

Wed Aug 26, 2009 6:09 pm

Arya,

DO NOT pay anything until you validate the debt. Anyone can call you and say "You owe me money". Would you just pay it without investigating? No. Please validate the debt before making payments!

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* Disclosures:

Your personal details (name, email address and phone number) will be delivered to the company advertised on the Creditmagic after ve agreed to go for the counseling session by filling out the no-obligation form. However, it is your discretion to accept or reject their services.
Not all the creditors/debt collectors agree to trim down the outstanding balances, interests, and fees payable by the consumer.
Consumers working with the debt relief companies can still be sued by the creditors/collection agencies.
Debt relief services may have a diminishing effect on the creditworthiness of the consumer. The total outstanding balance may increase as the additional fees get accrued.
The overall amount saved by the consumer through the debt relief services is considered as taxable income by the IRS.