credit score

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aarons26

Joined: 07 Sep 2009
aarons26's page
Posts: 11

294 Magic Points

Subject: credit score

Fri Sep 11, 2009 3:27 pm

I just recently got 2 items deleted from my credit, how long does it take for my credit score to change? and more or less how many points will it go up, they were a repossession and a medical items.

Ciao500

Ciao500

Joined: 14 Aug 2009
Ciao500's page
Posts: 7

121 Magic Points

Fri Sep 11, 2009 10:38 pm

First off, congrats!

I believe you need to wait at least 30 days before seeing any changes.

Just out of curiousity, how did you get the repo off? Was it past the Statue of Limitations?

Justin

Justin

Joined: 17 Jul 2006
Justin's page
Posts: 1240

28942 Magic Points

Sat Sep 12, 2009 12:27 pm

Hi aarons,

The credit report does not get updated before 3 months of the alteration. Actually this process depends on the individual Credit Reporting Companies. Hence, keep checking on the credit report properly to spot the changes. You can also call the CRA to find out about the time when they generally update any alterations. As for the ‘how many points’, well, there is no fixed point which will be added to your credit score as soon as the negative elements have been dropped. The points depend on the negative items on your credit report and on your method of payment.
_________________
All the Best Smile

Justin

Arya

Joined: 19 Aug 2009
Arya's page
Posts: 46

1190 Magic Points

Sun Sep 13, 2009 10:00 am

Check with credit company and cll some authorised member to resolve the issue.

Do it as early as possible.

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