1 account, 3 listings

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Franko
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Subject: 1 account, 3 listings

Mon Sep 14, 2009 10:36 am

I had an account with Wamu (now Chase) that was charged off, purchased by a CA, and I was then I was taken to court where we settled and judgement was satisfied.

So this one account is listed with the OC as charged off, with the CA as paid, and as a public record as (soon to be updated) satisfied.

Should the OC account on my credit report be listed as paid/settled/etc...? Do all these listings affect my credit score more than just one listing would? Can all 3 of these listings rightfully be there?

carol

Joined: 27 Jun 2006
carol's page
Posts: 1308

28489 Magic Points

Mon Sep 14, 2009 12:57 pm

Hi Franko

Of course it should reflect on your report. Call your OC and ask him to update the report. If he needs you can provide him with a copy of the payment receipt that you have got from the collection agency.
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Carol

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