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wendel34



Joined: 29 Sep 2008
wendel34's page
Posts: 12
Location: Pensylvania


294 Magic Points

Subject: loan issues
 
Posted on Fri Sep 25, 2009 11:13 pm  

This is kinda what my credit report looks like..........

$5,000.00 for a car repo

$10,000 in defered Student loans

$300 collection for department card (paying)

$300 in various collection accounts (paying)

$7,000 car loan (paying on time)

$500 collection card (paying)


I tried to get a loan for the $5,000 to pay off the car. No one will give me a loan until the car is paid off. If i pay off the car, I dont need a loan......I wanna get that paid asap because i am looking to buy a house in the summer of 2010. Any suggestions?
sunnyca



Joined: 10 Sep 2009
sunnyca's page
Posts: 148



954 Magic Points

 
Posted on Sat Sep 26, 2009 8:19 pm  

wendel

With this kind of credit and so many collections, it may be difficult to get a loan to pay off the car.

But to buy a house you will ahve to get yoru score to 620 atleast
wendel34



Joined: 29 Sep 2008
wendel34's page
Posts: 12
Location: Pensylvania


294 Magic Points

 
Posted on Sun Sep 27, 2009 1:25 pm  

My creit score is 530 right now............is it possible to get it to 620 by summer of 2010?

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