getting a credit card

Post reply Start a topic

Author

Message

Options

	Print this topic
	Invite a friend
	Email this topic

Bookmark online

	Add to del.icio.us
	Add to YahooMyWeb

t.im_p

Joined: 16 Oct 2009
tim_p's page
Posts: 1

31 Magic Points

Subject: getting a credit card

Fri Oct 16, 2009 8:42 pm

yes i have a credit score of 689 right now i am trying to rebulid my credit cause i wanna be able to buy a house in the near future i have applied for 4 or 5 credit cards and have been denied for all of them how can i rebulid it? i just wanna get a card with 250 limit or somethen to start with just to buy gas what would be about 250 a month and pay it off everymonth

goodnatured

Joined: 03 Nov 2007
goodnatured's page
Posts: 3733

3 Magic Points

Sat Oct 17, 2009 11:21 pm

Did you know that everytime you apply for a card that it lowers your score. It takes about six months to have the inquiries fall off unless you file a dispute to have them removed from the report directly so becareful, the continuous applying for cards may come back to bite you.

Guest

Mon Oct 19, 2009 5:10 pm

I got a capital one card with a score lower than yours and it only has an annual fee of about 40.00 and if you pay on time for 90 days they will increase your limit. But goodnatured is correct every time someone pulls your credit it lowers your score and it takes two years for them to come off. So be careful

debranewell2008

Joined: 10 Oct 2009
debranewell2008's page
Posts: 422

7270 Magic Points

Mon Oct 19, 2009 5:12 pm

I got a capital one card with a score lower than yours and it only has an annual fee of about 40.00 and if you pay on time for 90 days they will increase your limit. But goodnatured is correct every time someone pulls your credit it lowers your score and it takes two years for them to come off. So be careful

Quick Reply

Your Name

Subject

Message body


Page 1 of 1