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Helpful Information on how to Improving Credit Score

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SIA



Joined: 18 Oct 2009
SIA's page
Posts: 64



2507 Magic Points

Subject: Helpful Information on how to Improving Credit Score
 
Posted on Sun Oct 18, 2009 6:46 am  

I have a low credit score because i have no debt and no credit history. I'd like to apply for a mortgage soon but my mortgage counsellor told me that my credit score is too low. if i open a credit card now, how soon will it increase my score? also, I've paid off 1 delinquent item on my credit report. how soon will that be reflected and how much would my credit score increase from taking something off the delinquent side?
goodnatured



Joined: 03 Nov 2007
goodnatured's page
Posts: 3927



10 Magic Points

 
Posted on Mon Oct 19, 2009 1:59 am  

You will need to apply for a credit card or some type of credit that will report to the credit reporting agencies so that you can build your credit up.

I applied for a fashion bug account and a fingerhut, got them both and have charged stuff and then make the minimum payment for a few months and establish a payment history. So far it has really helped me.
Cathleen
Guest






Subject: zpDRQrxlFRSeeZxcoIp
 
Posted on Wed Aug 31, 2011 7:29 pm  

You're on top of the game. Thanks for shranig.

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