i recently received a 674 or "D" on the vantage system. and i am looking to get a small business loan of say 100K. what do you think my chance are of getting the loan?
I have heard of having a fico, but never heard of getting a letter grade before. Not real sure, I am sure someone like Carol or fireyone will be along soon to help you out on this. Where are you getting the vantage system information? I know there are three credit reporting agencies, they are experian, trans union and equifax, I have never heard of vantage. Could you elaborate?
When checking my credit score I found that Experian uses a vantage score and 601 to 700 is a D so the grade your score like you get graded in school I guess. But as far a borrowing money now they way they economy is mat be a bit tough with a score of 674. Didn't say it was impossible. It's going to take some work. But when going to apply for a loan since you already know your score I would let them know first. They should know by your score of your changes of qualifying is. So That way you will not have a lot of them pulling your credit for nothing and lowering your score.
Your welcome. Ya that's how I found out I had a D rating as well. My score is a 649 which shocked me with me filing bankruptcy I surprised it wasn't an F. I was able to finance my house five years ago on a score of 640. So I'm not doing as bad as I thought. Now once they get everything else straight it should go up even more.
I have heard of having a fico, but never heard of getting a letter grade before. Not real sure, I am sure someone like Carol or fireyone will be along soon to help you out on this. Where are you getting the vantage system information? I know there are three credit reporting agencies, they are experian, trans union and equifax, I have never heard of vantage. Could you elaborate?
When checking my credit score I found that Experian uses a vantage score and 601 to 700 is a D so the grade your score like you get graded in school I guess. But as far a borrowing money now they way they economy is mat be a bit tough with a score of 674. Didn't say it was impossible. It's going to take some work. But when going to apply for a loan since you already know your score I would let them know first. They should know by your score of your changes of qualifying is. So That way you will not have a lot of them pulling your credit for nothing and lowering your score.
Your welcome. Ya that's how I found out I had a D rating as well. My score is a 649 which shocked me with me filing bankruptcy I surprised it wasn't an F. I was able to finance my house five years ago on a score of 640. So I'm not doing as bad as I thought. Now once they get everything else straight it should go up even more.
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