Helpful Resources

Community

Popular Discussions

Creditmagic Twitter

Credit on Facebook

Home

Credit Forum

Credit repair

unemployment garnishment

Post reply Start a topic

Author

Message

Options

	Print this topic
	Invite a friend
	Email this topic

Bookmark online

	Add to del.icio.us
	Add to YahooMyWeb

noligun76

Joined: 05 Nov 2009
noligun76's page
Posts: 1

80 Magic Points

Subject: unemployment garnishment

Thu Nov 05, 2009 10:03 pm

Can unemployment be garnished from bank account?
I live in Utah I have a creditor that has gotten a judgement I paid half and plan was to pay the remaining balance on the 30 of OCT 09. We only have income for this above source, we are receiving 399.00 per week not meeting household expense .I do not have a problem paying something however they want half of it now or going to act with the judgment. We have one dependent at home and do receive state insurance for all of us. If you can give me any advice.
I did read on the internet that I fit the exempt example
however it did not have a state listed on it.

carol

Joined: 27 Jun 2006
carol's page
Posts: 1307
Location: Los Angeles, California

29555 Magic Points

Fri Nov 06, 2009 12:37 pm

Hi noligun76

Unemployment benefits are exempt from garnishment. But, since bank accounts are not, if your unemployment benefits get deposited in a savings account it can be garnished. You may get in touch with your bank in order to protect this money from garnishment.
_________________
Keep in touch
Carol

debranewell2008

Joined: 10 Oct 2009
debranewell2008's page
Posts: 594

99 Magic Points

Fri Nov 06, 2009 12:55 pm

Hi noligun,

Yes Carol is right let your bank know that it is only your unemployment check that is deposited into your account. And make them aware of the judgment so they can watch for it and not let it go through.

Nora Gunderson
Guest

Subject: unemployment garnishment

Sat Nov 07, 2009 9:30 pm

I thank you for the information.
Is there a form I need for the bank or just going in is enough?

debranewell2008

Joined: 10 Oct 2009
debranewell2008's page
Posts: 594

99 Magic Points

Sun Nov 08, 2009 1:22 am

Hi Nora,

I believe you can just go in and take care of it that way. If there is a form to be filled out your bank should have it. I'm sure they are use to this kind of thing happening and keep those on hand.Hope this helped. Keep us up dated on how things went.

Don
Guest

Subject: unemployment garnishment

Fri Mar 26, 2010 5:07 pm

I live in California, if they cannot garnish my unemployment check, they can still garnish my checking account? My bank is one that I owe money to, I want to pay everyone off in full, but it is impossible until I get back on my feet, and I need to be able to pay my bills meanwhile, so how can I do that if I can't deposit my check?

John Patroit
Guest

Wed Jul 21, 2010 12:56 pm

Heres an idea. Pay your bills so you dont get a judgment and dont get garnished. Stop being a victim and take some responsibility for what happens in your life. Stuff happens. Stop crying and deal with it.

John Patroit
Guest

Wed Jul 21, 2010 12:56 pm

scholarships for high sch
Guest

Subject: scholarships for high school

Mon Nov 08, 2010 9:24 am

Thanks for the blog loaded with so many information. Stopping by your blog helped me to get what I was looking for.
You nicely summed up the issue. I would add that this doesn’t exactly concenplate often. xD Anyway, good post…

Motorcycle Fairing
Guest

Subject: motorcycle fairing

Sun Dec 05, 2010 9:00 pm

how are you?

This post was interesting, how long did it take you to write?

Aaron

Joined: 08 Feb 2010
Aaron's page
Posts: 2675

48566 Magic Points

Wed Dec 08, 2010 9:33 am

Well, I'm sure it's painful if our banks fail to offer that much-needed assurance of protecting our money. Often do we need more time to stand upon our own feet from a severe state of disability. Some of us do have a long-term relationship with our banks (for which we have a checking account) and we're often confused when we hear our money's going out without any information being conveyed to us
_________________
Keep in touch Smile