How can I get paid collections deleted from the Big 3??

Post reply Start a topic

Author

Message

Options

	Print this topic
	Invite a friend
	Email this topic

Bookmark online

	Add to del.icio.us
	Add to YahooMyWeb

Margaret

Joined: 13 Nov 2009
Margaret's page
Posts: 78

-146 Magic Points

Subject: How can I get paid collections deleted from the Big 3??

Sun Nov 15, 2009 5:16 pm

I recently paid off several collections and although they are currently showing as $0 balance on my credit reports, I am desperate to have the items removed permanently. Can anyone make any suggestions? Is there anything I can do?

My Current scores are:
Experian- 574
TransUnion- 592
Equifax- 595

I just need to do anything to get my scores at least to 600. I have been repairing my own credit for almost a year now and I've pretty much seen everything, but this has really stumped me. I have gotten so good, I'm pretty much a credit repair guru, but I'm clueless now.

debranewell2008

Joined: 10 Oct 2009
debranewell2008's page
Posts: 594

99 Magic Points

Sun Nov 15, 2009 7:23 pm

Hi Margaret,

I really don't think there is anything you can do now to have them removed since you have already paid them. Now if you still owed on them you could have sent them a pay for delete letter asking them to remove the negative listing once it was paid. But since you have already paid them they have no motive to do that now.

Quick Reply

Your Name

Subject

Message body


Page 1 of 1

Home|Contact Us|Terms of Services|Privacy Policy|RSS

* Disclosures:

Your personal details (name, email address and phone number) will be delivered to the company advertised on the Creditmagic after ve agreed to go for the counseling session by filling out the no-obligation form. However, it is your discretion to accept or reject their services.
Not all the creditors/debt collectors agree to trim down the outstanding balances, interests, and fees payable by the consumer.
Consumers working with the debt relief companies can still be sued by the creditors/collection agencies.
Debt relief services may have a diminishing effect on the creditworthiness of the consumer. The total outstanding balance may increase as the additional fees get accrued.
The overall amount saved by the consumer through the debt relief services is considered as taxable income by the IRS.