Credit Counseling Help

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Margaret

Joined: 13 Nov 2009
Margaret's page
Posts: 56

6 Magic Points

Subject: Credit Counseling Help

Mon Nov 16, 2009 4:20 pm

Is it a good idea to get help from credit counseling? I heard it looks bad on your credit report if you are enrolled in these programs. Is it better to try and make the payments on your own?

fireyone

Joined: 26 Feb 2008
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Posts: 4493

8662 Magic Points

Mon Nov 16, 2009 4:31 pm

it is always better to make payment on your own as long as these payments are being made on time. Late or skipped payments can look really bad on your credit report and make your overall credit score go down. Now if you find yourself in a situation where you simply just can not keep making timely payments then credit counseling may be just what you need to get before any further damage can be done to your report and score.

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