credit repair

Submitted by Anonymous (not verified) on Sat, 11/21/2009 - 00:11
Forums

I disputed a paid account that was showing a 90 day late thinking that they might just delete the 90 day late but they deleted the account did I just lower my credit score with this?

I wouldn't think so since it was showing 90 days late. If anything it should have made it go up. I just disputed one that they shouldn't have deleted but they did. But I guess that was their chose. I haven't checked my score since they did it though.

Sat, 11/21/2009 - 00:32 Permalink

If any 'negative' accounts come off your CR, that's a great thing for you. Every 'negative' account that comes off DOES raise your score. Did the account come off of ALL of the CR's (that you know of)?

Sat, 11/21/2009 - 01:19 Permalink
jenny (not verified)

I only disputed it with transunion,and yes maraget even though it was paid it was showing in the neg. accounts because of the 90 days late.I hope equifax deletes it to I'm only 13 points from getting my home loan with equifax and experian is already there come on 620 .stinking transunion will not sell me my fico score at my fico .Whats up with that?they will let me get my credit report but not the score,anyone know where I can get that from them it has to be the one lenders use.

Sat, 11/21/2009 - 21:21 Permalink