home loan

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aurelius
Guest

Subject: home loan

Sun Jan 03, 2010 10:02 pm

My wife obtained a home loan prior to our marriage. I did not sign this loan. The loan however shows up on my credit history. The loan is current and the house is now rented. Can this loan be removed from my credit history? If so, then how?

sdchargers_63

Joined: 13 Aug 2007
sdchargers_63's page
Posts: 1889

1356 Magic Points

Subject: credit

Sun Jan 03, 2010 10:38 pm

(I think?) you can actually 'dispute' this item with the CB's, because your name is NOT on the loan. With my EX and I: when we got married, my EX had a loan for something prior to us getting married. However...it was automatically put on my CR, as well. i didn't 'dispute' it then because I didn't know if I could have done anything. (I didn't find this Forum until years later..LOL).

cinnamngrl

Joined: 01 Nov 2008
cinnamngrl's page
Posts: 1455

6339 Magic Points

Sat Jan 16, 2010 1:34 am

I would dispute this with mortgage company directly. if you can get a letter from them that says it is not your loan, it will come off your CRAs faster
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