Forums
I had a collection account show up on my credit report today from a CA that is not licensed to collect in my state(to the best of my knowledge anyway). The debt was validated but I don't believe I have to pay them unless they provide their license info.
So even though they aren't licensed can they still add items to my credit report?
I do not believe an unlicensed debt collector can collect a debt or list it on your credit report. There are however some states that do not require licensing. One of them being PA. I do not know all of them. You could try disputing it upon those grounds with the three credit bureaus.
Contact the AG
Listing on your report is collection activity. Report them to the AG