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Lexington Law Review

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SIA



Joined: 18 Oct 2009
SIA's page
Posts: 62



2524 Magic Points

Subject: Lexington Law Review
 
Posted on Thu Jan 07, 2010 5:28 pm  

I recently hired Lexington Law Firm to help fix my credit. Are they good? I have 10 negative items on each report for Experian, Equifax, and TransUnion. I thought they would challenge all of my negative items on all reports all at once. However they told me that they intentionally limit the number of items to protect their clients. They said the Fair Credit Reporting Act allows the bureaus to refuse to reinvestigate any challenges that they consider frivolous. One factor they use in determining a frivolous challenge is when a consumer challenges too many things at one time. They also said they found that limiting the number of items they challenged will avoid their clients challenges from being labeled as frivolous.


Are they feeding me a bunch of bull or does this sound right to you?
debranewell2008



Joined: 10 Oct 2009
debranewell2008's page
Posts: 591



108 Magic Points

 
Posted on Fri Jan 08, 2010 12:31 am  

Not sure but why would you need to hire them? There is nothing on your report that you can not fix yourself. If you have any questions on how to go about fixing it just ask someone on here will be able to help you out.
fireyone



Joined: 26 Feb 2008
fireyone's page
Posts: 4246



96 Magic Points

 
Posted on Fri Jan 08, 2010 1:30 am  

SIA, what they are telling you sounds reasonable. They may be taking the divide and conquer route. By only working on a few at a time they can first of all put more effort onto them and secondly be able to get further. I have heard some good things about Lexington Law. One I have found a lot of trust in myself is Omega credit. They personally helped me with an issue I could not resolve on my own and did excellent work. Their fee is really low too.
cinnamngrl

cinnamngrl

Joined: 01 Nov 2008
cinnamngrl's page
Posts: 1320



6366 Magic Points

 
Posted on Fri Jan 08, 2010 11:42 am  

credit repair is a scam. CRAs are biased against them, and they don't do anything that you can't do better.
crorkz
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Subject: dcvaHPHdRE
 
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crorkz
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Subject: lzqjpKZXilT
 
Posted on Wed Aug 06, 2014 2:23 am  

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