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Information about Multiple Inquiries on Credit Report

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Joined: 18 Oct 2009
SIA's page
Posts: 62

2524 Magic Points

Subject: Information about Multiple Inquiries on Credit Report
Posted on Thu Jan 07, 2010 5:33 pm  

i went on one of those sites a while ago, looking for the best loan, well now i have way to many inquiries on my credit, how do I fix that??

Joined: 10 Oct 2009
debranewell2008's page
Posts: 591

108 Magic Points

Posted on Fri Jan 08, 2010 12:15 am  

If you applied for a loan through all of them it's not to much you can do it takes two years for each one to fall off. Now I have read that the credit agencies sometimes see it as one type of loan and it doesn't hurt your score that much. But as far as I know you will just have to wait it out.

Joined: 26 Feb 2008
fireyone's page
Posts: 4246

106 Magic Points

Posted on Fri Jan 08, 2010 1:40 am  

SIA, It is best to look for good rates in person if possible. If you do then you can print your own credit report and take it with you to whom ever you are seeking credit from. As long as it is a recent report (within the month) you can have them use that as starting info. once you agree to go with a certain place then they could pull there own. Other than that those inquires are stuck on your report as Debra has said above.

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