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lost_at_lifes_game

Joined: 23 Jan 2010
lost_at_lifes_game's page
Posts: 1

24 Magic Points

Subject: credit checks

Sat Jan 23, 2010 5:23 am

I recently checked my report and i found that there was an auto loan applied for in my name plus other things that i have no idea why it is there.

debranewell2008

Joined: 10 Oct 2009
debranewell2008's page
Posts: 594

99 Magic Points

Sat Jan 23, 2010 2:00 pm

Have you made the credit agencies aware of this. Sounds like someone may have stolen your identity. If you haven't already let them know as soon as possible. I hear this kind of thing is happening a lot lately.

Guest

Mon Jan 25, 2010 8:19 am

Hi,

If you haven't applied for any such loan, then call the creditor and let him know this. Request them to show you the proof of the loan applied for. If they are unable to provide you with any proof or if they find out that they had mistakenly listed it on your account, then request them to remove this listing from your credit report. You must mail the creditors through certified mail so that you can retain the receipt copies of your communication with them. You will need these later in case of any complications.

But if they don't cooperate, directly contact any one of the credit bureaus and let them know your problem. Request them to remove this listing from your credit report.

Address of the credit bureau, Equifax :
Equifax Address:
P.O. Box 740241
Atlanta, GA 30374.
Thanks,

Aaron

sdchargers_63

Joined: 13 Aug 2007
sdchargers_63's page
Posts: 1889

1356 Magic Points

Subject: credit

Tue Jan 26, 2010 3:40 pm

This 'Identity thing' happened to me, at one time. I had my wallet stolen at work and someone had stloen my check book and debit card. Of course, I let my bank know about it and called the CB's and put a 'freeze' on my credit reports, etc. A few days later, someone had tried to make a purchase, of some furniture, in another state. They were stupid enough to try and write a check for this!! The bank 'caught' it and put fraud charges aqainst this person.

cinnamngrl

Joined: 01 Nov 2008
cinnamngrl's page
Posts: 1455

6339 Magic Points

Subject: ?

Wed Jan 27, 2010 12:00 pm

Are these items in default? if they are current, then the problem might be that your report was mistakenly combined with someone of the same name. regardless get them removed
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