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chelly_leo15

Joined: 25 Jan 2010
chelly_leo15's page
Posts: 1

32 Magic Points

Subject: FCRA?

Mon Jan 25, 2010 7:44 am

what is the FCRA, an d how do I contact them to get my credit score? When I read your page it said I can get a credit score from them once a year.

debranewell2008

Joined: 10 Oct 2009
debranewell2008's page
Posts: 594

99 Magic Points

Mon Jan 25, 2010 11:15 am

Not sure but could you be referring to fico score. If so when you get your credit report you can get it from them of course there is a fee. Or you can get it from fico.com as well. Also for a fee.

Aaron
Guest

Subject: FCRA?

Mon Jan 25, 2010 12:28 pm

Hi chelly,

FCRA is the Fair Credit Reporting Act. It is an United States Federal Law that collection, dissemination, and use of consumer information, including consumer credit information. You can definitely contact them to know your credit score. Getting your credit score once in a year is free too.

You can contact Central Source to get your free credit report. For further information you will have to visit the free credit report's website.

Thanks,

Aaron

debranewell2008

Joined: 10 Oct 2009
debranewell2008's page
Posts: 594

99 Magic Points

Mon Jan 25, 2010 1:15 pm

Thanks Aaron I had no idea you could get your score from them for free. So does this apply to everyone or only those people that are having issues with their credit?

cinnamngrl

Joined: 01 Nov 2008
cinnamngrl's page
Posts: 1455

6339 Magic Points

Tue Jan 26, 2010 2:33 am

I don't know about getting a free score. you can get a your credit reports for free once a year from annualcreditreport.com
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wcd579

wcd579

Joined: 26 Jan 2010
wcd579's page
Posts: 12

206 Magic Points

Tue Jan 26, 2010 1:39 pm

Credit reports are once per year, however scores are not provided to you with the report, and most compaines will require you to pay for the score.

cinnamngrl

Joined: 01 Nov 2008
cinnamngrl's page
Posts: 1455

6339 Magic Points

Tue Jan 26, 2010 3:48 pm

There are some promotions that will give free FAKO score but they usually signing you up for a subscription and it is not fair isaac.
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Aaron
Guest

Subject: CREDIT SCORE

Wed Jan 27, 2010 6:10 am

Hi debra,

Thanks debra. Yes it is true that you can get your credit score for free once a year from various credit score tools. You can check about this from the various websites. Yes it does apply to everyone.

Regards,

Aaron

cinnamngrl

Joined: 01 Nov 2008
cinnamngrl's page
Posts: 1455

6339 Magic Points

Subject: wrong

Wed Jan 27, 2010 11:43 am

federal law gives free credit reports from EX EQ and TU once per year but there is no credit score. There are a lot of promotional services that will give you a couple free weeks of a subscription service but the scores are FAKO not FICO
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