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tonia lost
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Subject: ready to buy

Sat Jan 30, 2010 9:21 pm

How is it. My credit good enough to rent but not strong enough to buy. I have pull my credit report and seen alot of things should have fallen off by now. Writen to credit breau hoping this can help.
Just can't get any where. Asking for help cost more than just paying off past due debt. This is crazy. Can any one guide me.

debranewell2008

Joined: 10 Oct 2009
debranewell2008's page
Posts: 594

99 Magic Points

Sat Jan 30, 2010 11:54 pm

Usually when you rent you are renting from an individual not a bank so your credit doesn't have to be great to rent but when you go through a bank they are more strict on credit because you are buying not renting. But you are doing the right thing by disputing the things that are listed incorrectly on your report with the credit agencies. Once those are removed you should see a difference in your score.

cinnamngrl

Joined: 01 Nov 2008
cinnamngrl's page
Posts: 1455

6339 Magic Points

Sun Jan 31, 2010 4:12 pm

http://www.annualcreditreport.com

there are several steps to improve things. Get your credit first and identify the negatives. DIY improve your credit
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Justin

Justin

Joined: 17 Jul 2006
Justin's page
Posts: 1240

28942 Magic Points

Subject: Credit Report

Mon Feb 01, 2010 6:00 am

Hi Tonia,

What you have done is right. If there are wrong listings on your credit
report then you can definitely request the credit bureaus to remove these from the report. Once the listings are removed, your score will definitely improve.
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All the Best Smile

Justin

cinnamngrl

Joined: 01 Nov 2008
cinnamngrl's page
Posts: 1455

6339 Magic Points

Mon Feb 01, 2010 10:51 am

get your free credit report
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How to PFD, OPT-out, Complain, etc
All credit articles at EHOW

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