Click to verify BBB accreditation
A+ on BBB
Community Chat
Community Area
Search:

Helpful Resources


Community




Creditmagic Twitter





Credit on Facebook



HomeCredit ForumCredit repair

About an individual who left the UK with £6K as debt

 Post reply  Start a topic
Author Message
Options
Print this topic
Invite a friend
Email this topic
  Bookmark online
Add to del.icio.us
Add to YahooMyWeb
 
swiftyg08



Joined: 03 Feb 2010
swiftyg08's page
Posts: 1



39 Magic Points
Subject: About an individual who left the UK with £6K as debt
 
 Posted on Wed Feb 03, 2010 6:28 pm  
I recently moved in with 3 slovakians and 1 czech. One slovakian is my girlfriend. Before I moved in, a supposed economist from Slovakia was there. I moved all my electronics to the house. (took me 2 years to save up for). Anyway we start to get mail in his name, which he had set up himself for the people living there eg:
Council Tax
Gas + Electric Bill
Tennant Agreement
Bank + Sollicitors
We opened one of his mail as it looked serious....
It was, he owed the bank £6K and he had not paid a penny for 6 months
Now my question is,
If his name is still on any bill but he has left the country, can court or baliffs stilll take OUR possessions to pay his debt?
Hope you understood that...thanks
fireyone



Joined: 26 Feb 2008
fireyone's page
Posts: 4285



127 Magic Points
 
 Posted on Wed Feb 03, 2010 8:21 pm  
Hello Swifty, I understand your concerns. We are a United States based site and can not help you out a lot since we are not aware of your laws over there. I would believe that if you could prove the possesions are your then no they could not touch them. this is how it would happen here. I wish I could give you more information but as I said I do not know the laws on debt collection in your counrty. Good luck.
Justin

Justin

Joined: 17 Jul 2006
Justin's page
Posts: 1240



28942 Magic Points
Subject: reply
 
 Posted on Thu Feb 04, 2010 4:45 am  
Hello Swifty,

If the debt is not in your name or on other occupants name living with you, nobody can take away your possessions. However you need to prove that you and the one owing the debt are not the same person. You may have to face some problems regarding this, but in that case you can consult a lawyer.
_________________
All the Best Smile
Justin
cinnamngrl

cinnamngrl

Joined: 01 Nov 2008
cinnamngrl's page
Posts: 1455



6339 Magic Points
 
 Posted on Thu Feb 04, 2010 11:58 am  
Justin, this person lives in the UK. I would hope that they are protected but we just don't know the law there.
_________________
CMRRR Templates
How to PFD, OPT-out, Complain, etc
All credit articles at EHOW
Justin

Justin

Joined: 17 Jul 2006
Justin's page
Posts: 1240



28942 Magic Points
Subject: reply
 
 Posted on Fri Feb 05, 2010 6:24 am  
Yes, i can only hope that it is same in UK too.
_________________
All the Best Smile
Justin
cinnamngrl

cinnamngrl

Joined: 01 Nov 2008
cinnamngrl's page
Posts: 1455



6339 Magic Points
 
 Posted on Fri Feb 05, 2010 11:22 am  
PS -- don't open anymore of his mail.
_________________
CMRRR Templates
How to PFD, OPT-out, Complain, etc
All credit articles at EHOW
Justin

Justin

Joined: 17 Jul 2006
Justin's page
Posts: 1240



28942 Magic Points
 
 Posted on Fri Feb 05, 2010 11:59 am  
But will that work?
_________________
All the Best Smile
Justin
cinnamngrl

cinnamngrl

Joined: 01 Nov 2008
cinnamngrl's page
Posts: 1455



6339 Magic Points
 
 Posted on Fri Feb 05, 2010 11:34 pm  
in america it is a federal offense to interfere or open other peoples mail. I can't imagine that it is legal in the UK
_________________
CMRRR Templates
How to PFD, OPT-out, Complain, etc
All credit articles at EHOW

Quick Reply
Your Name
Subject
Message body
Page 1 of 1

 





Home|Contact Us|Terms of Services|Privacy Policy|RSS
* Disclosures:
  • Your personal details (name, email address and phone number) will be delivered to the company advertised on the Creditmagic after ve agreed to go for the counseling session by filling out the no-obligation form. However, it is your discretion to accept or reject their services.
  • Not all the creditors/debt collectors agree to trim down the outstanding balances, interests, and fees payable by the consumer.
  • Consumers working with the debt relief companies can still be sued by the creditors/collection agencies.
  • Debt relief services may have a diminishing effect on the creditworthiness of the consumer. The total outstanding balance may increase as the additional fees get accrued.
  • The overall amount saved by the consumer through the debt relief services is considered as taxable income by the IRS.
Page loaded in 21.055 seconds.